State credit union · Corsicana, Texas · NCUA charter #67425
Central Texas Teachers
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $14.1M
- Total assets
- 1,519
- Members
- 16.2%
- Net-worth ratio
Central Texas Teachers scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.1M; members 1,519; net-worth ratio 16.16%; health rank #900 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#900 of 4,374 health · 2025Q4Central Texas Teachers · health 91/100 · $14.1M · 2025Q4
Call Report peers
Central Texas Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Central Texas Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Central Texas Teachers sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Central Texas Teachers vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +17.14 pp (76.94% vs 59.80%).
Where Central Texas Teachers sits in Texas
- Health composite ranks #86 of 386 among scored Texas credit unions.
- By total assets, Central Texas Teachers is #281 of 386 in Texas.
- Membership ranks #281 of 386 among Texas CUs with a reported count (1,519 members).
- One place up in Texas, Matagorda County (#85) ties at 91/100; one place down, Gulf Coast Educators (#87) ties at 91/100.
Quarter path for Central Texas Teachers
Central Texas Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.6% from $14.1M (2025Q4) to $13.7M (2026Q1).
- Net-worth ratio shifted +0.38 pp (15.78% → 16.16%).
16.16% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Central Texas Teachers gives up 9 points in total. Member Growth costs the most, 9.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 15.3 pts
Central Texas Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.16% | +1.30 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.95% | +0.24 pp |
| Member Growth | -1.81% | - |
| Loan-to-Share Ratio | 76.94% | +17.14 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Central Texas Teachers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.7M | - |
| 2025Q4 | $14.1M | 1,519 |
| 2024Q4 | $14.1M | 1,547 |
| 2023Q4 | $14.7M | 1,566 |
Credit Union Details
- Charter Number
- 67425
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Corsicana
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Central Texas Teachers runs one office.
| Office | City |
|---|---|
| Main Branch (Main Office) | Corsicana, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Central Texas Teachers
Using this data
- Central Texas Teachers ranks #900 of 4,374 nationally on financial health and #86 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Refugio County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Refugio County
Frequently Asked Questions
Is Central Texas Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Central Texas Teachers scores 91/100 (Excellent), with a 16.16% net worth ratio and 0.00% of loans delinquent. It ranks #900 of 4,374 nationally on health and #86 of 386 in Texas.
How does Central Texas Teachers compare to other credit unions?
Central Texas Teachers scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (76.94% vs 59.80%).
How can I join Central Texas Teachers?
Membership eligibility for Central Texas Teachers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Central Texas Teachers directly for current membership requirements and application steps.
Is my money safe at Central Texas Teachers?
Central Texas Teachers is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Central Texas Teachers's net worth ratio of 16.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.