State credit union · Roanoke, Virginia · NCUA charter #68629
Blue Eagle
Health score 95/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $260.7M
- Total assets
- 18,860
- Members
- 13.0%
- Net-worth ratio
Blue Eagle - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #68629: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Blue Eagle - Five Health Pillars
Each bar is the credit union's 0-100 sub-score on one pillar of the composite. The weighted sum of these five sub-scores is the headline health score above, same NCUA 5300 figures, no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)100
- Earnings (ROA)100
- Member growth76
- Liquidity (loan-to-share)92
Weighted composite: 95/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
At 12.96%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 12.96% | 30% |
| Delinquency Rate | 0.11% | 25% |
| Return on Assets | 1.11% | 15% |
| Member Growth | 2.06% | 15% |
| Loan-to-Share Ratio | 92.59% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $260.7M | 18,860 |
| 2024Q4 | $240.7M | 18,479 |
| 2023Q4 | $217.6M | 18,055 |
Credit Union Details
- Charter Number
- 68629
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Virginia
- City
- Roanoke
- Data Quarter
- 2025Q4
What This Data Says About Blue Eagle
The five-factor composite scores Blue Eagle at 95/100 (Excellent), reflecting a net worth ratio of 12.96% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. This state credit union, headquartered in Roanoke, Virginia, reports 18,860 members, $260.7M in total assets, and $208.4M in outstanding loans as of Q4 2025 under charter #68629 (peer group $100M–$500M, a cohort of 1069 similarly-sized institutions).
Two more numbers round out the picture: a 0.11% delinquency rate (loans 60+ days past due against the total book) - the peer group average for $100M–$500M credit unions sits at 0.894%, so this institution is running tighter than peers - and a 92.59% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 1.11% on net income of $2.9M for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 2.06%. The institution reports against the NCUA 5300 Call Report on a quarterly cadence; the figures above reflect the 2025Q4 reporting period. Membership eligibility depends on the stated field of membership (currently: Other). See our disclaimer for NCUSIF deposit-insurance coverage and how to use this data before opening any account or borrowing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Blue Eagle financially healthy?
A 12.96% net worth ratio and a 0.11% delinquency rate feed into Blue Eagle's financial health score of 95/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Blue Eagle compare to other credit unions?
PlainCU's health composite puts Blue Eagle at 95/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Blue Eagle?
Membership eligibility for Blue Eagle depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Blue Eagle directly for current membership requirements and application steps.
Is my money safe at Blue Eagle?
Federal credit unions like Blue Eagle are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Blue Eagle's net worth ratio of 12.96% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Blue Eagle offer compared to banks?
Credit unions like Blue Eagle are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Blue Eagle directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.