Federal credit union · HARRISON, New York · NCUA charter #2806
Harrison Teachers
Health score 43/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 43
- Health / 100
- $1.1M
- Total assets
- 260
- Members
- 14.0%
- Net-worth ratio
Harrison Teachers scores 43/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.1M; members 260; net-worth ratio 13.98%; health rank #4,326 of 4,374; healthier than 1st of scored peers.
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NCUA 5300 Call Report Masthead
#4,326 of 4,374 health · 2025Q4Harrison Teachers · health 43/100 · $1.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Harrison Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Harrison Teachers sits in 40-44 with 25 others.
43 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Harrison Teachers diverges from peer averages
- Loan-to-Share Ratio trails the peer set - 34.26% here, 52.70% peer average (-18.44 pp).
Harrison Teachers: in-state Call Report ranks
- New York health ordinal: #269 of 272.
- New York assets place: #249 of 272.
- Membership ranks #253 of 272 among New York CUs with a reported count (260 members).
- One place up in New York, Triboro Postal (#268) ties at 43/100; one place down, Union Baptist Greenburgh (#270) scores 38/100, 5 points lower.
Harrison Teachers: 2025Q4 → 2026Q1
Harrison Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +16.8% from $1.1M (2025Q4) to $1.3M (2026Q1).
- Net-worth ratio shifted -2.47 pp (16.45% → 13.98%).
At 13.98%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 43/100 score is built
Harrison Teachers gives up 57 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 2.1 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 8.6 pts
Harrison Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.98% | -8.95 pp |
| Delinquency Rate | 6.44% | +1.96 pp |
| Return on Assets | -0.27% | -0.49 pp |
| Member Growth | -3.70% | - |
| Loan-to-Share Ratio | 34.26% | -18.44 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Harrison Teachers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.3M | - |
| 2025Q4 | $1.1M | 260 |
| 2024Q4 | $1.2M | 270 |
| 2023Q4 | $1.5M | 262 |
Credit Union Details
- Charter Number
- 2806
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- New York
- City
- HARRISON
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Harrison Teachers runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Harrison Teachers' Federal Credit Union (Main Office) | Harrison, NY |
| mary nardone | Eastchester, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Harrison Teachers nationwide neighbourhoods
Similar health score
Using this data
- Harrison Teachers ranks #4,326 of 4,374 nationally on financial health and #269 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Akron School Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Akron School Employees
Frequently Asked Questions
Is Harrison Teachers financially healthy?
Harrison Teachers has a financial health score of 43/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,326 of 4,374 nationally on health and #269 of 272 in New York. Its net worth ratio is 13.98% and its delinquency rate 6.44%.
How does Harrison Teachers compare to other credit unions?
Harrison Teachers scores 43/100, higher than 1% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (34.26% vs 52.70%).
How can I join Harrison Teachers?
Harrison Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Harrison Teachers directly to confirm eligibility.
Is my money safe at Harrison Teachers?
Harrison Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Harrison Teachers's net worth ratio of 13.98% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.