Federal credit union · Honolulu, Hawaii · NCUA charter #1845
Aloha Pacific
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $1.48B
- Total assets
- 70,349
- Members
- 9.6%
- Net-worth ratio
Aloha Pacific scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.48B; members 70,349; net-worth ratio 9.55%; health rank #1,853 of 4,374; healthier than 57th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,853 of 4,374 health · 2025Q4Aloha Pacific · health 86/100 · $1.48B · 2025Q4
Call Report peers
Aloha Pacific in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Aloha Pacific vs every NCUA-scored credit union
Aloha Pacific sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Aloha Pacific: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.31% vs peer 0.87% (-0.57 pp).
- Loan-to-Share Ratio trails the peer set - 58.67% here, 83.90% peer average (-25.23 pp).
Aloha Pacific in Hawaii
- Health composite ranks #15 of 45 among scored Hawaii credit unions.
- By total assets, Aloha Pacific is #3 of 45 in Hawaii.
- Member book place in Hawaii: #3 of 45.
- One place up in Hawaii, Pearl Hawaii (#14) ties at 86/100; one place down, KAHULUI (#16) scores 85/100, 1 point lower.
How Aloha Pacific's 5300 filing moved
Aloha Pacific: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $1.48B (2025Q4) to $1.53B (2026Q1).
- Net-worth ratio shifted -0.18 pp (9.73% → 9.55%).
9.55% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Aloha Pacific gives up 14 points in total. Member Growth costs the most, 5.6 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 28.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.8 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 12.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.55% | -1.63 pp |
| Delinquency Rate | 0.31% | -0.57 pp |
| Return on Assets | 0.16% | -0.35 pp |
| Member Growth | 0.32% | - |
| Loan-to-Share Ratio | 58.67% | -25.23 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.53B | - |
| 2025Q4 | $1.48B | 70,349 |
| 2024Q4 | $1.35B | 70,126 |
| 2023Q4 | $1.30B | 66,611 |
Credit Union Details
- Charter Number
- 1845
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Hawaii
- City
- Honolulu
- Data Quarter
- 2025Q4
Branch Locations (13)
Per its most recent NCUA branch filing, Aloha Pacific runs 13 offices in 8 different cities across 2 states.
| Office | City |
|---|---|
| Kaimuki Plaza (Main Office) | Honolulu, HI |
| Waimalu | Aiea, HI |
| Hotel St | Honolulu, HI |
| Fort St | Honolulu, HI |
| Kaimuki Branch | Honolulu, HI |
| Pauoa Branch | Honolulu, HI |
| Kahului Branch | Kahului, HI |
| Kailua Branch | Kailua, HI |
| Kapolei Branch | Kapolei, HI |
| Kekaha Branch | Kekaha, HI |
| Henderson Branch | Las Vegas, NV |
| Rebels CU | Las Vegas, NV |
| Waikele | Waipahu, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
Other federally-insured credit unions in Hawaii, closest first by peer group and asset size.
Aloha Pacific nationwide neighbourhoods
Using this data
- Aloha Pacific ranks #1,853 of 4,374 nationally on financial health and #15 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Hawaiian Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Hawaiian Financial
Frequently Asked Questions
Is Aloha Pacific financially healthy?
On its 2025Q4 NCUA 5300 filing, Aloha Pacific scores 86/100 (Excellent), with a 9.55% net worth ratio and 0.31% of loans delinquent. It ranks #1,853 of 4,374 nationally on health and #15 of 45 in Hawaii.
How does Aloha Pacific compare to other credit unions?
Aloha Pacific scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.31% vs 0.87%). Its widest shortfall is loan-to-share ratio (58.67% vs 83.90%).
How can I join Aloha Pacific?
Aloha Pacific serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Aloha Pacific directly for the current list of qualifying groups.
Is my money safe at Aloha Pacific?
Aloha Pacific is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Aloha Pacific's net worth ratio of 9.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.