Federal credit union · Kansas City, Missouri · NCUA charter #24937
WEDEVELOPMENT
Health score 36/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 36
- Health / 100
- $2.9M
- Total assets
- 828
- Members
- 3.7%
- Net-worth ratio
WEDEVELOPMENT scores 36/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.9M; members 828; net-worth ratio 3.73%; health rank #4,356 of 4,374; healthier than 0th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,356 of 4,374 health · 2025Q4WEDEVELOPMENT · health 36/100 · $2.9M · 2025Q4
- RANK 36/100
- PHOTO 3.7%
- BOOK 25.02%
- CHARTER -11.35%
- NCUSIF $2.9M
- CAMELS 828
- HEALTH #4,356/4,374
- NW n/a
- DELQ 24937
Call Report peers
WEDEVELOPMENT carries $2.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
WEDEVELOPMENT vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
36 0th percentile in the bottom 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
WEDEVELOPMENT - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24937. See our deposit-insurance coverage note.
Where WEDEVELOPMENT diverges from peer averages
- Delinquency Rate trails the peer set - 25.02% here, 1.81% peer average (+23.21 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where WEDEVELOPMENT sits in Missouri
- Health composite ranks #88 of 89 among scored Missouri credit unions.
- Missouri assets place: #81 of 89.
- Membership ranks #79 of 89 among Missouri CUs with a reported count (828 members).
In-state ordinals use the live credit_unions table for MO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
WEDEVELOPMENT: 2024Q4 → 2025Q4
WEDEVELOPMENT: total assets by quarter
3 Call Report filings on this page's own vintage chain
- Assets moved -7.7% from $3.2M (2024Q4) to $2.9M (2025Q4).
- Membership moved +65.6% from 500 to 828 over the same window.
- Net-worth ratio shifted -11.36 pp (15.09% → 3.73%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 3.73%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 36/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 36.
- Net Worth Ratio 9.3 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 11.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 3.73% | -15.33 pp |
| Delinquency Rate | 25.02% | +23.21 pp |
| Return on Assets | -11.35% | -11.80 pp |
| Member Growth | 65.60% | - |
| Loan-to-Share Ratio | 55.89% | -7.71 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
WEDEVELOPMENT filing history
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $2.9M | 828 |
| 2024Q4 | $3.2M | 500 |
| 2023Q4 | $3.1M | 306 |
Credit Union Details
- Charter Number
- 24937
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Missouri
- City
- Kansas City
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, WEDEVELOPMENT runs one office.
| Office | City |
|---|---|
| 3123 Prospect Ave (Main Office) | Kansas City, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Other-state peers near WEDEVELOPMENT
Cross-state asset and health neighbours for WEDEVELOPMENT - kept outside Missouri; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (36/100 here).
Using this data
- WEDEVELOPMENT ranks #4,356 of 4,374 nationally on financial health and #88 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- J C Federal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with J C Federal Employees
- Rates and health both vary by institution, not just by state -- see how Missouri credit unions compare overall before assuming this one is typical. Missouri state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is WEDEVELOPMENT financially healthy?
WEDEVELOPMENT has a financial health score of 36/100 (Weak) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,356 of 4,374; by total assets it ranks #4,055 of 4,374 nationally (same basis as /rankings/largest); and #81 of 89 within Missouri. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 3.73% and delinquency rate of 25.02%.
How does WEDEVELOPMENT compare to other credit unions?
WEDEVELOPMENT scores 36/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join WEDEVELOPMENT?
WEDEVELOPMENT operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WEDEVELOPMENT directly for the exact boundaries and application steps.
Is my money safe at WEDEVELOPMENT?
Federal credit unions like WEDEVELOPMENT are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WEDEVELOPMENT's net worth ratio of 3.73% is relative to the 7% threshold NCUA considers "well capitalized."
What rates does WEDEVELOPMENT offer compared to banks?
Credit unions like WEDEVELOPMENT are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact WEDEVELOPMENT directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.