Federal credit union · Kansas City, Missouri · NCUA charter #24937
WEDEVELOPMENT
Health score 36/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 36
- Health / 100
- $2.9M
- Total assets
- 828
- Members
- 3.7%
- Net-worth ratio
WEDEVELOPMENT scores 36/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.9M; members 828; net-worth ratio 3.73%; health rank #4,356 of 4,374; healthier than 0th of scored peers.
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NCUA 5300 Call Report Masthead
#4,356 of 4,374 health · 2025Q4WEDEVELOPMENT · health 36/100 · $2.9M · 2025Q4
Call Report peers
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WEDEVELOPMENT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); WEDEVELOPMENT sits in 35-39 with 14 others.
36 0th percentile in the bottom 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where WEDEVELOPMENT diverges from peer averages
- Delinquency Rate trails the peer set - 25.02% here, 1.81% peer average (+23.21 pp).
Where WEDEVELOPMENT sits in Missouri
- Health composite ranks #88 of 89 among scored Missouri credit unions.
- Missouri assets place: #81 of 89.
- Membership ranks #79 of 89 among Missouri CUs with a reported count (828 members).
- One place up in Missouri, Bluescope Employees' (#87) scores 40/100, 4 points higher; one place down, African Diaspora (#89) scores 34/100, 2 points lower.
WEDEVELOPMENT: 2024Q4 → 2025Q4
WEDEVELOPMENT: total assets by quarter
2023Q4 to 2025Q4, NCUA 5300
- Assets moved -7.7% from $3.2M (2024Q4) to $2.9M (2025Q4).
- Membership moved +65.6% from 500 to 828 over the same window.
- Net-worth ratio shifted -11.36 pp (15.09% → 3.73%).
At 3.73%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 36/100 score is built
WEDEVELOPMENT gives up 64 points in total. Delinquency Rate costs the most, 25 of its 25; Member Growth scores full marks.
- Net Worth Ratio 9.3 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 11.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 3.73% | -15.33 pp |
| Delinquency Rate | 25.02% | +23.21 pp |
| Return on Assets | -11.35% | -11.80 pp |
| Member Growth | 65.60% | - |
| Loan-to-Share Ratio | 55.89% | -7.71 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
WEDEVELOPMENT filing history
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $2.9M | 828 |
| 2024Q4 | $3.2M | 500 |
| 2023Q4 | $3.1M | 306 |
Credit Union Details
- Charter Number
- 24937
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Missouri
- City
- Kansas City
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, WEDEVELOPMENT runs one office.
| Office | City |
|---|---|
| 3123 Prospect Ave (Main Office) | Kansas City, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Other-state peers near WEDEVELOPMENT
Similar health score
Using this data
- WEDEVELOPMENT ranks #4,356 of 4,374 nationally on financial health and #88 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- J C Federal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with J C Federal Employees
Frequently Asked Questions
Is WEDEVELOPMENT financially healthy?
On its 2025Q4 NCUA 5300 filing, WEDEVELOPMENT scores 36/100 (Weak), with a 3.73% net worth ratio and 25.02% of loans delinquent. It ranks #4,356 of 4,374 nationally on health and #88 of 89 in Missouri.
How does WEDEVELOPMENT compare to other credit unions?
WEDEVELOPMENT scores 36/100, higher than 0% of the 4,374 scored credit unions. Its widest shortfall is delinquency rate (25.02% vs 1.81%).
How can I join WEDEVELOPMENT?
WEDEVELOPMENT operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WEDEVELOPMENT directly for the exact boundaries and application steps.
Is my money safe at WEDEVELOPMENT?
WEDEVELOPMENT is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WEDEVELOPMENT's net worth ratio of 3.73% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.