State credit union · Sikeston, Missouri · NCUA charter #63830
Sikeston Public Schools
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $5.6M
- Total assets
- 1,195
- Members
- 18.6%
- Net-worth ratio
Sikeston Public Schools scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.6M; members 1,195; net-worth ratio 18.56%; health rank #1,391 of 4,374; healthier than 65th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,391 of 4,374 health · 2025Q4Sikeston Public Schools · health 88/100 · $5.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sikeston Public Schools vs every NCUA-scored credit union
Sikeston Public Schools sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Sikeston Public Schools diverges from peer averages
- Delinquency Rate leads the peer set - 1.00% here, 1.81% peer average (-0.81 pp).
- Largest lag: Loan-to-Share Ratio at 57.64% vs peer 63.60% (-5.96 pp).
Missouri standing for Sikeston Public Schools
- Health composite ranks #36 of 89 among scored Missouri credit unions.
- Missouri assets place: #78 of 89.
- Missouri membership ordinal: #71 of 89.
- One place up in Missouri, United Labor (#35) scores 89/100, 1 point higher; one place down, LEGACY (#37) ties at 88/100.
Quarter path for Sikeston Public Schools
Sikeston Public Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.8% from $5.6M (2025Q4) to $5.5M (2026Q1).
- Net-worth ratio shifted +0.83 pp (17.73% → 18.56%).
This credit union's 18.56% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Sikeston Public Schools gives up 12 points in total. Delinquency Rate costs the most, 5 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.9 pts
- Loan-to-Share Ratio 12.1 pts
Sikeston Public Schools vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.56% | -0.50 pp |
| Delinquency Rate | 1.00% | -0.81 pp |
| Return on Assets | 0.79% | +0.34 pp |
| Member Growth | 1.62% | - |
| Loan-to-Share Ratio | 57.64% | -5.96 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Sikeston Public Schools filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.5M | - |
| 2025Q4 | $5.6M | 1,195 |
| 2024Q4 | $5.1M | 1,176 |
| 2023Q4 | $5.1M | 1,182 |
Credit Union Details
- Charter Number
- 63830
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Missouri
- City
- Sikeston
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Sikeston Public Schools runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Sikeston, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Sikeston Public Schools nationwide neighbourhoods
Similar health score
Using this data
- Sikeston Public Schools ranks #1,391 of 4,374 nationally on financial health and #36 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dexter Public Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dexter Public Schools
Frequently Asked Questions
Is Sikeston Public Schools financially healthy?
Sikeston Public Schools has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,391 of 4,374 nationally on health and #36 of 89 in Missouri. Its net worth ratio is 18.56% and its delinquency rate 1.00%.
How does Sikeston Public Schools compare to other credit unions?
Sikeston Public Schools scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (1.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (57.64% vs 63.60%).
How can I join Sikeston Public Schools?
Membership eligibility for Sikeston Public Schools depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Sikeston Public Schools directly for current membership requirements and application steps.
Is my money safe at Sikeston Public Schools?
Sikeston Public Schools is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sikeston Public Schools's net worth ratio of 18.56% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.