Federal credit union · Eatonville, Florida · NCUA charter #24935
Unity of Eatonville
Health score 54/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 54
- Health / 100
- $3.2M
- Total assets
- 394
- Members
- 4.1%
- Net-worth ratio
Unity of Eatonville scores 54/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.2M; members 394; net-worth ratio 4.13%; health rank #4,215 of 4,374; healthier than 4th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,215 of 4,374 health · 2025Q4Unity of Eatonville · health 54/100 · $3.2M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Unity of Eatonville vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Unity of Eatonville sits in 50-54 with 82 others.
54 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Unity of Eatonville: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 1.04% here, 1.81% peer average (-0.77 pp).
- Net Worth Ratio trails the peer set - 4.13% here, 19.06% peer average (-14.93 pp).
Unity of Eatonville in Florida
- Florida health ordinal: #107 of 109.
- Florida assets place: #109 of 109.
- Florida membership ordinal: #109 of 109.
- One place up in Florida, Tropical Financial (#106) scores 65/100, 11 points higher; one place down, Florida a & M University (#108) scores 46/100, 8 points lower.
How Unity of Eatonville's 5300 filing moved
Unity of Eatonville: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $3.2M (2025Q4) to $3.2M (2026Q1).
- Net-worth ratio shifted -0.47 pp (4.60% → 4.13%).
This institution's 4.13% net worth ratio sits below the NCUA's 7.0% well-capitalized threshold.
How the 54/100 score is built
Unity of Eatonville gives up 46 points in total. Net Worth Ratio costs the most, 19.7 of its 30; Member Growth loses the least, 1.9.
- Net Worth Ratio 10.3 pts
- Delinquency Rate 19.7 pts
- Return on Assets 0.0 pts
- Member Growth 13.1 pts
- Loan-to-Share Ratio 10.9 pts
Unity of Eatonville health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 4.13% | -14.93 pp |
| Delinquency Rate | 1.04% | -0.77 pp |
| Return on Assets | -1.18% | -1.63 pp |
| Member Growth | 3.41% | - |
| Loan-to-Share Ratio | 49.71% | -13.89 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Unity of Eatonville
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.2M | - |
| 2025Q4 | $3.2M | 394 |
| 2024Q4 | $3.1M | 381 |
| 2023Q4 | $2.8M | 334 |
Credit Union Details
- Charter Number
- 24935
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Florida
- City
- Eatonville
- Data Quarter
- 2025Q4
Branch Location
Unity of Eatonville operates a single office in Eatonville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Unity of Eatonville FCU (Main Office) | Eatonville, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Unity of Eatonville ranks #4,215 of 4,374 nationally on financial health and #107 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Electricians' Local 349 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Electricians' Local 349
Frequently Asked Questions
Is Unity of Eatonville financially healthy?
Unity of Eatonville has a financial health score of 54/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,215 of 4,374 nationally on health and #107 of 109 in Florida. Its net worth ratio is 4.13% and its delinquency rate 1.04%.
How does Unity of Eatonville compare to other credit unions?
Unity of Eatonville scores 54/100, higher than 4% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (1.04% vs 1.81%). Its widest shortfall is net worth ratio (4.13% vs 19.06%).
How can I join Unity of Eatonville?
Unity of Eatonville operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Unity of Eatonville directly for the exact boundaries and application steps.
Is my money safe at Unity of Eatonville?
Unity of Eatonville is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Unity of Eatonville's net worth ratio of 4.13% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.