Federal credit union · Florence, South Carolina · NCUA charter #19619
Trinity Baptist Church
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $2.3M
- Total assets
- 194
- Members
- 16.7%
- Net-worth ratio
Trinity Baptist Church scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.3M; members 194; net-worth ratio 16.69%; health rank #896 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
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Trinity Baptist Church vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Trinity Baptist Church sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Trinity Baptist Church
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.81% (-1.81 pp).
- Largest lag: Loan-to-Share Ratio at 43.49% vs peer 63.60% (-20.11 pp).
South Carolina standing for Trinity Baptist Church
- Health composite ranks #15 of 46 among scored South Carolina credit unions.
- Assets rank #46 of 46 inside South Carolina ($2.3M reported).
- Membership ranks #46 of 46 among South Carolina CUs with a reported count (194 members).
- One place up in South Carolina, TRU (#14) scores 92/100, 1 point higher; one place down, Palmetto Citizens (#16) ties at 91/100.
How Trinity Baptist Church's 5300 filing moved
Trinity Baptist Church: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $2.3M (2025Q4) to $2.3M (2026Q1).
- Net-worth ratio shifted +0.12 pp (16.57% → 16.69%).
16.69% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Trinity Baptist Church gives up 9 points in total. Loan-to-Share Ratio costs the most, 5.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 9.5 pts
Call Report ratios for Trinity Baptist Church
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.69% | -2.37 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.57% | +1.12 pp |
| Member Growth | 2.11% | - |
| Loan-to-Share Ratio | 43.49% | -20.11 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Trinity Baptist Church filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.3M | - |
| 2025Q4 | $2.3M | 194 |
| 2024Q4 | $2.4M | 190 |
| 2023Q4 | $2.5M | 194 |
Credit Union Details
- Charter Number
- 19619
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- South Carolina
- City
- Florence
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Trinity Baptist Church, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Trinity Baptist Church Federal Credit Union (Main Office) | Florence, SC |
| FedComp, Inc. | Fairfax, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
Other federally-insured credit unions in South Carolina, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Trinity Baptist Church ranks #896 of 4,374 nationally on financial health and #15 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- S. C. H. D. Dist #7 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S. C. H. D. Dist #7
Frequently Asked Questions
Is Trinity Baptist Church financially healthy?
Trinity Baptist Church has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #896 of 4,374 nationally on health and #15 of 46 in South Carolina. Its net worth ratio is 16.69% and its delinquency rate 0.00%.
How does Trinity Baptist Church compare to other credit unions?
Trinity Baptist Church scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (43.49% vs 63.60%).
How can I join Trinity Baptist Church?
Trinity Baptist Church operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Trinity Baptist Church directly for the exact boundaries and application steps.
Is my money safe at Trinity Baptist Church?
Trinity Baptist Church is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Trinity Baptist Church's net worth ratio of 16.69% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.