State credit union · SAN BRUNO, California · NCUA charter #60968
The Police
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $1.05B
- Total assets
- 38,513
- Members
- 12.2%
- Net-worth ratio
The Police scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.05B; members 38,513; net-worth ratio 12.18%; health rank #3,764 of 4,374; healthier than 13th of scored peers.
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NCUA 5300 Call Report Masthead
#3,764 of 4,374 health · 2025Q4The Police · health 67/100 · $1.05B · 2025Q4
Call Report peers
The Police in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
The Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); The Police sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for The Police
- Largest favorable gap: Net Worth Ratio at 12.18% vs peer 11.18% (+1.00 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -25.05 pp (58.85% vs 83.90%).
Where The Police sits in California
- California health ordinal: #219 of 243.
- By total assets, The Police is #64 of 243 in California.
- California membership ordinal: #75 of 243.
- One place up in California, SKYONE (#218) scores 68/100, 1 point higher; one place down, Befit Financial (#220) ties at 67/100.
Quarter path for The Police
The Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $1.05B (2025Q4) to $1.05B (2026Q1).
- Net-worth ratio shifted -0.04 pp (12.22% → 12.18%).
12.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
The Police gives up 33 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.18% | +1.00 pp |
| Delinquency Rate | 0.38% | -0.50 pp |
| Return on Assets | -0.52% | -1.03 pp |
| Member Growth | -8.15% | - |
| Loan-to-Share Ratio | 58.85% | -25.05 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - The Police
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.05B | - |
| 2025Q4 | $1.05B | 38,513 |
| 2024Q4 | $1.05B | 41,930 |
| 2023Q4 | $1.08B | 43,307 |
Credit Union Details
- Charter Number
- 60968
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- SAN BRUNO
- Data Quarter
- 2025Q4
Branch Locations (5)
The Police operates 5 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| THE POLICE CREDIT UNION (Main Office) | SAN Bruno, CA |
| PLEASANTON | Pleasanton, CA |
| Bryant Street Branch | San Francisco, CA |
| IRVING BRANCH | San Francisco, CA |
| SAN MATEO BRANCH | San Mateo, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near The Police
Similar total assets
Similar health score
Using this data
- The Police ranks #3,764 of 4,374 nationally on financial health and #219 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Valley First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Valley First
Frequently Asked Questions
Is The Police financially healthy?
On its 2025Q4 NCUA 5300 filing, The Police scores 67/100 (Good), with a 12.18% net worth ratio and 0.38% of loans delinquent. It ranks #3,764 of 4,374 nationally on health and #219 of 243 in California.
How does The Police compare to other credit unions?
The Police scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.18% vs 11.18%). Its widest shortfall is loan-to-share ratio (58.85% vs 83.90%).
How can I join The Police?
Membership eligibility for The Police depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact The Police directly for current membership requirements and application steps.
Is my money safe at The Police?
The Police is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The Police's net worth ratio of 12.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.