State credit union · SAN BRUNO, California · NCUA charter #60968
The Police
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $1.05B
- Total assets
- 38,513
- Members
- 12.2%
- Net-worth ratio
The Police scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.05B; members 38,513; net-worth ratio 12.18%; health rank #3,764 of 4,374; healthier than 13th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,764 of 4,374 health · 2025Q4The Police · health 67/100 · $1.05B · 2025Q4
- BOOK 67/100
- CHARTER 12.2%
- NCUSIF 0.38%
- CAMELS -0.52%
- HEALTH $1.05B
- NW 38,513
- DELQ #3,764/4,374
- ROA MAZUMA
- ASSETS 60968
Call Report peers
The Police in the assets neighbourhood
The Police's $1.05B assets sit next to MAZUMA ($1.05B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
The Police vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
The Police - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60968, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for The Police
- Largest favorable gap: Net Worth Ratio at 12.18% vs peer 11.18% (+1.00 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -25.05 pp (58.85% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where The Police sits in California
- California health ordinal: #219 of 243.
- By total assets, The Police is #64 of 243 in California.
- California membership ordinal: #75 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for The Police
The Police: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.6% from $1.05B (2025Q4) to $1.05B (2026Q1).
- Net-worth ratio shifted -0.04 pp (12.22% → 12.18%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.18% | +1.00 pp |
| Delinquency Rate | 0.38% | -0.50 pp |
| Return on Assets | -0.52% | -1.03 pp |
| Member Growth | -8.15% | - |
| Loan-to-Share Ratio | 58.85% | -25.05 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - The Police
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.05B | - |
| 2025Q4 | $1.05B | 38,513 |
| 2024Q4 | $1.05B | 41,930 |
| 2023Q4 | $1.08B | 43,307 |
Credit Union Details
- Charter Number
- 60968
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- California
- City
- SAN BRUNO
- Data Quarter
- 2025Q4
Branch Locations (5)
The Police operates 5 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| THE POLICE CREDIT UNION (Main Office) | SAN Bruno, CA |
| PLEASANTON | Pleasanton, CA |
| Bryant Street Branch | San Francisco, CA |
| IRVING BRANCH | San Francisco, CA |
| SAN MATEO BRANCH | San Mateo, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near The Police
Two NCUA Call Report peer sets for The Police, both outside California so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.05B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- The Police ranks #3,764 of 4,374 nationally on financial health and #219 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Valley First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Valley First
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is The Police financially healthy?
Yes/no aside, the number is 67/100 (Good) - The Police's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,764 of 4,374; by total assets it ranks #455 of 4,374 nationally (same basis as /rankings/largest); and #64 of 243 within California. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.18% net worth ratio and 0.38% delinquency rate are the key drivers.
How does The Police compare to other credit unions?
67/100 is The Police's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join The Police?
Membership eligibility for The Police depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact The Police directly for current membership requirements and application steps.
Is my money safe at The Police?
Federal credit unions like The Police are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The Police's net worth ratio of 12.18% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does The Police offer compared to banks?
Credit unions like The Police are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact The Police directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.