Federal credit union · NEW YORK, New York · NCUA charter #23177
Southern Baptist Church of New York
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $77K
- Total assets
- 105
- Members
- 19.3%
- Net-worth ratio
Southern Baptist Church of New York scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $77K; members 105; net-worth ratio 19.31%; health rank #723 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#723 of 4,374 health · 2025Q4Southern Baptist Church · health 92/100 · $77K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Southern Baptist Church of New York vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Southern Baptist Church of New York sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Southern Baptist Church of New York
- Loan-to-Share Ratio leads the peer set - 61.12% here, 52.70% peer average (+8.42 pp).
- Largest lag: Net Worth Ratio at 19.31% vs peer 22.93% (-3.62 pp).
Where Southern Baptist Church of New York sits in New York
- New York health ordinal: #34 of 272.
- By total assets, Southern Baptist Church of New York is #272 of 272 in New York.
- Membership ranks #267 of 272 among New York CUs with a reported count (105 members).
- One place up in New York, EMPOWER (#33) scores 93/100, 1 point higher; one place down, First Frontier (#35) ties at 92/100.
Southern Baptist Church of New York: 2025Q4 → 2026Q1
Southern Baptist Church of New York: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $77K (2025Q4) to $78K (2026Q1).
- Net-worth ratio shifted +0.74 pp (18.57% → 19.31%).
This credit union's 19.31% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
Southern Baptist Church of New York gives up 8 points in total. Member Growth costs the most, 6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 13.0 pts
Southern Baptist Church health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.31% | -3.62 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.37% | +3.14 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 61.12% | +8.42 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $78K | - |
| 2025Q4 | $77K | 105 |
| 2024Q4 | $81K | 105 |
| 2023Q4 | $136K | 106 |
Credit Union Details
- Charter Number
- 23177
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- New York
- City
- NEW YORK
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Southern Baptist Church of New York.
| Office | City |
|---|---|
| Southern Baptist (Main Office) | New York, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Other-state peers near Southern Baptist Church of New York
Using this data
- Southern Baptist Church of New York ranks #723 of 4,374 nationally on financial health and #34 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BEREA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BEREA
Frequently Asked Questions
Is Southern Baptist Church of New York financially healthy?
On its 2025Q4 NCUA 5300 filing, Southern Baptist Church of New York scores 92/100 (Excellent), with a 19.31% net worth ratio and 0.00% of loans delinquent. It ranks #723 of 4,374 nationally on health and #34 of 272 in New York.
How does Southern Baptist Church of New York compare to other credit unions?
Southern Baptist Church of New York scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (61.12% vs 52.70%). Its widest shortfall is net worth ratio (19.31% vs 22.93%).
How can I join Southern Baptist Church of New York?
Southern Baptist Church of New York operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Southern Baptist Church of New York directly for the exact boundaries and application steps.
Is my money safe at Southern Baptist Church of New York?
Southern Baptist Church of New York is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Southern Baptist Church of New York's net worth ratio of 19.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.