Federal credit union · NEWARK, New Jersey · NCUA charter #4611
Newark Police
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $5.2M
- Total assets
- 1,200
- Members
- 33.6%
- Net-worth ratio
Newark Police scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.2M; members 1,200; net-worth ratio 33.56%; health rank #3,972 of 4,374; healthier than 8th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,972 of 4,374 health · 2025Q4Newark Police · health 62/100 · $5.2M · 2025Q4
Call Report peers
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Newark Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Newark Police sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Newark Police: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 102.04% vs peer 63.60% (+38.44 pp).
- Largest lag: Delinquency Rate at 4.96% vs peer 1.81% (+3.15 pp).
Newark Police: in-state Call Report ranks
- New Jersey health ordinal: #106 of 127.
- New Jersey assets place: #106 of 127.
- Membership ranks #81 of 127 among New Jersey CUs with a reported count (1,200 members).
- One place up in New Jersey, Greater Alliance (#105) scores 63/100, 1 point higher; one place down, Newark Post Office Employees (#107) ties at 62/100.
Newark Police Call Report trajectory
Newark Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.0% from $5.2M (2025Q4) to $5.2M (2026Q1).
- Net-worth ratio shifted -0.02 pp (33.58% → 33.56%).
This credit union's 33.56% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 62/100 score is built
Newark Police gives up 38 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 9.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 33.56% | +14.50 pp |
| Delinquency Rate | 4.96% | +3.15 pp |
| Return on Assets | 1.49% | +1.03 pp |
| Member Growth | -0.99% | - |
| Loan-to-Share Ratio | 102.04% | +38.44 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Newark Police filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.2M | - |
| 2025Q4 | $5.2M | 1,200 |
| 2024Q4 | $5.3M | 1,212 |
| 2023Q4 | $5.6M | 1,242 |
Credit Union Details
- Charter Number
- 4611
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- NEWARK
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Newark Police.
| Office | City |
|---|---|
| Main (Main Office) | Newark, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Newark Police
Using this data
- Newark Police ranks #3,972 of 4,374 nationally on financial health and #106 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Parlin Dupont Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Parlin Dupont Employees
Frequently Asked Questions
Is Newark Police financially healthy?
On its 2025Q4 NCUA 5300 filing, Newark Police scores 62/100 (Good), with a 33.56% net worth ratio and 4.96% of loans delinquent. It ranks #3,972 of 4,374 nationally on health and #106 of 127 in New Jersey.
How does Newark Police compare to other credit unions?
Newark Police scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (102.04% vs 63.60%). Its widest shortfall is delinquency rate (4.96% vs 1.81%).
How can I join Newark Police?
Newark Police serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Newark Police directly for the current list of qualifying groups.
Is my money safe at Newark Police?
Newark Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Newark Police's net worth ratio of 33.56% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.