Federal credit union · Revere, Massachusetts · NCUA charter #24956
Revere Firefighters
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $4.7M
- Total assets
- 232
- Members
- 16.0%
- Net-worth ratio
Revere Firefighters scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.7M; members 232; net-worth ratio 16.01%; health rank #2,706 of 4,374; healthier than 36th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,706 of 4,374 health · 2025Q4Revere Firefighters · health 80/100 · $4.7M · 2025Q4
- ROA 80/100
- ASSETS 16.0%
- MEM 0.00%
- RANK 0.02%
- PHOTO $4.7M
- BOOK 232
- CHARTER #2,706/4,374
- NCUSIF n/a
- CAMELS 24956
Revere Firefighters carries $4.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Revere Firefighters vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Revere Firefighters - Share Insurance Coverage
Charter #24956's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Revere Firefighters vs $2M–$10M peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.81% (-1.81 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -23.75 pp (39.85% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Revere Firefighters: in-state Call Report ranks
- In Massachusetts, health place is #78 of 126 on the same NCUA-ratio sort used nationally.
- Massachusetts assets place: #115 of 126.
- Member book place in Massachusetts: #124 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Revere Firefighters
Revere Firefighters: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.9% from $4.7M (2025Q4) to $4.9M (2026Q1).
- Net-worth ratio shifted -0.24 pp (16.25% → 16.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
16.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 5.3 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 9.7 pts
Revere Firefighters health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.01% | -3.05 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.02% | -0.43 pp |
| Member Growth | 0.87% | - |
| Loan-to-Share Ratio | 39.85% | -23.75 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.9M | - |
| 2025Q4 | $4.7M | 232 |
| 2024Q4 | $5.4M | 230 |
| 2023Q4 | $6.0M | 220 |
Credit Union Details
- Charter Number
- 24956
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Massachusetts
- City
- Revere
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Revere Firefighters runs one office.
| Office | City |
|---|---|
| Revere Firefighters Credit Union (Main Office) | Revere, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
More federally-insured credit unions based in Massachusetts, ordered by peer group match and asset size.
- MIDDLESEX-ESSEX POSTAL EMPLOYEESNORTH READING, MA · $2M–$10M79Health
- LYNN TEACHERSLYNN, MA · $2M–$10M81Health
- NORWOOD TOWN EMPLOYEESNorwood, MA · $2M–$10M69Health
- HEALTH ALLIANCESOMERVILLE, MA · $2M–$10M77Health
- BELMONT MUNICIPALBELMONT, MA · $2M–$10M92Health
Compare Revere Firefighters vs MIDDLESEX-ESSEX POSTAL EMPLOYEES
Revere Firefighters nationwide neighbourhoods
Two NCUA Call Report peer sets for Revere Firefighters, both outside Massachusetts so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Revere Firefighters ranks #2,706 of 4,374 nationally on financial health and #78 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Middlesex-Essex Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Middlesex-Essex Postal Employees
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Revere Firefighters financially healthy?
Revere Firefighters scores 80/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,706 of 4,374; by total assets it ranks #3,916 of 4,374 nationally (same basis as /rankings/largest); and #115 of 126 within Massachusetts. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 16.01% net worth ratio and a 0.00% delinquency rate.
How does Revere Firefighters compare to other credit unions?
On PlainCU's health composite, Revere Firefighters lands at 80/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Revere Firefighters?
Revere Firefighters operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Revere Firefighters directly for the exact boundaries and application steps.
Is my money safe at Revere Firefighters?
Federal credit unions like Revere Firefighters are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Revere Firefighters's net worth ratio of 16.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Revere Firefighters offer compared to banks?
Credit unions like Revere Firefighters are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Revere Firefighters directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.