Federal credit union · MADISONVILLE, Kentucky · NCUA charter #21126
Regional Medical Ctr Hopkins Co Emp
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $9.0M
- Total assets
- 1,349
- Members
- 13.4%
- Net-worth ratio
Regional Medical Ctr Hopkins Co Emp scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.0M; members 1,349; net-worth ratio 13.36%; health rank #1,626 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,626 of 4,374 health · 2025Q4Regional Medical Ctr Hopkin… · health 87/100 · $9.0M · 2025Q4
- ASSETS 87/100
- MEM 13.4%
- RANK 0.00%
- PHOTO 1.76%
- BOOK $9.0M
- CHARTER 1,349
- NCUSIF #1,626/4,374
- CAMELS n/a
- HEALTH 21126
Call Report peers
Regional Medical Ctr Hopkins Co Emp carries $9.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Regional Medical Ctr Hopkins Co Emp vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Regional Medical Ctr Hopkins Co Emp - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #21126. See our deposit-insurance coverage note.
Regional Medical Ctr Hopkins Co Emp: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 69.09% here, 63.60% peer average (+5.49 pp).
- Net Worth Ratio trails the peer set - 13.36% here, 19.06% peer average (-5.70 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Regional Medical Ctr Hopkins Co Emp: in-state Call Report ranks
- In Kentucky, health place is #17 of 54 on the same NCUA-ratio sort used nationally.
- Kentucky assets place: #47 of 54.
- Membership ranks #45 of 54 among Kentucky CUs with a reported count (1,349 members).
In-state ordinals use the live credit_unions table for KY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Regional Medical Ctr Hopkins Co Emp's 5300 filing moved
Regional Medical Ctr Hopkins Co Emp: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +5.9% from $9.0M (2025Q4) to $9.6M (2026Q1).
- Net-worth ratio shifted -0.47 pp (13.83% → 13.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.36% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.36% | -5.70 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.76% | +1.30 pp |
| Member Growth | -3.71% | - |
| Loan-to-Share Ratio | 69.09% | +5.49 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Regional Medical Ctr Hopkins Co Emp
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.6M | - |
| 2025Q4 | $9.0M | 1,349 |
| 2024Q4 | $9.0M | 1,401 |
| 2023Q4 | $9.0M | 1,461 |
Credit Union Details
- Charter Number
- 21126
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Kentucky
- City
- MADISONVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Regional Medical Ctr Hopkins Co Emp.
| Office | City |
|---|---|
| Main Office (Main Office) | Madisonville, KY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kentucky
More federally-insured credit unions based in Kentucky, ordered by peer group match and asset size.
- F.C.I. ASHLANDAshland, KY · $2M–$10M84Health
- MSDLOUISVILLE, KY · $2M–$10M76Health
- SHAWNEE TVA EMPLOYEESWEST PADUCAH, KY · $2M–$10M85Health
- MODERN EMPLOYEESOWENSBORO, KY · $2M–$10M51Health
- CORNING GLASS WORKS HARRODSBGHarrodsburg, KY · $2M–$10M58Health
Compare Regional Medical Ctr Hopkins Co Emp vs F.C.I. ASHLAND
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Regional Medical Ctr Hopkins Co Emp - kept outside Kentucky; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Regional Medical Ctr Hopkins Co Emp ranks #1,626 of 4,374 nationally on financial health and #17 of 54 in KY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- F.C.I. Ashland is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with F.C.I. Ashland
- Rates and health both vary by institution, not just by state -- see how Kentucky credit unions compare overall before assuming this one is typical. Kentucky state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Regional Medical Ctr Hopkins Co Emp financially healthy?
Regional Medical Ctr Hopkins Co Emp has a financial health score of 87/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,626 of 4,374; by total assets it ranks #3,607 of 4,374 nationally (same basis as /rankings/largest); and #47 of 54 within Kentucky. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 13.36% and delinquency rate of 0.00%.
How does Regional Medical Ctr Hopkins Co Emp compare to other credit unions?
Five weighted metrics from NCUA filings produce Regional Medical Ctr Hopkins Co Emp's 87/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Regional Medical Ctr Hopkins Co Emp?
Regional Medical Ctr Hopkins Co Emp operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Regional Medical Ctr Hopkins Co Emp directly for the exact boundaries and application steps.
Is my money safe at Regional Medical Ctr Hopkins Co Emp?
Federal credit unions like Regional Medical Ctr Hopkins Co Emp are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Regional Medical Ctr Hopkins Co Emp's net worth ratio of 13.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Regional Medical Ctr Hopkins Co Emp offer compared to banks?
Credit unions like Regional Medical Ctr Hopkins Co Emp are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Regional Medical Ctr Hopkins Co Emp directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.