Federal credit union · MADISONVILLE, Kentucky · NCUA charter #21126
Regional Medical Ctr Hopkins Co Emp
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $9.0M
- Total assets
- 1,349
- Members
- 13.4%
- Net-worth ratio
Regional Medical Ctr Hopkins Co Emp scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.0M; members 1,349; net-worth ratio 13.36%; health rank #1,626 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,626 of 4,374 health · 2025Q4Regional Medical Ctr Hopkin… · health 87/100 · $9.0M · 2025Q4
Call Report peers
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Regional Medical Ctr Hopkins Co Emp vs every NCUA-scored credit union
Regional Medical Ctr Hopkins Co Emp sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Regional Medical Ctr Hopkins Co Emp: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 69.09% here, 63.60% peer average (+5.49 pp).
- Net Worth Ratio trails the peer set - 13.36% here, 19.06% peer average (-5.70 pp).
Regional Medical Ctr Hopkins Co Emp: in-state Call Report ranks
- In Kentucky, health place is #17 of 54 on the same NCUA-ratio sort used nationally.
- Kentucky assets place: #47 of 54.
- Membership ranks #45 of 54 among Kentucky CUs with a reported count (1,349 members).
- One place up in Kentucky, Service One (#16) scores 88/100, 1 point higher; one place down, ASHLAND (#18) scores 86/100, 1 point lower.
How Regional Medical Ctr Hopkins Co Emp's 5300 filing moved
Regional Medical Ctr Hopkins Co Emp: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.9% from $9.0M (2025Q4) to $9.6M (2026Q1).
- Net-worth ratio shifted -0.47 pp (13.83% → 13.36%).
This credit union's 13.36% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Regional Medical Ctr Hopkins Co Emp gives up 13 points in total. Member Growth costs the most, 12.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.36% | -5.70 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.76% | +1.30 pp |
| Member Growth | -3.71% | - |
| Loan-to-Share Ratio | 69.09% | +5.49 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Regional Medical Ctr Hopkins Co Emp
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.6M | - |
| 2025Q4 | $9.0M | 1,349 |
| 2024Q4 | $9.0M | 1,401 |
| 2023Q4 | $9.0M | 1,461 |
Credit Union Details
- Charter Number
- 21126
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Kentucky
- City
- MADISONVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Regional Medical Ctr Hopkins Co Emp.
| Office | City |
|---|---|
| Main Office (Main Office) | Madisonville, KY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kentucky
More federally-insured credit unions based in Kentucky, ordered by peer group match and asset size.
- F.C.I. ASHLANDAshland, KY · $2M–$10M84Health
- MSDLOUISVILLE, KY · $2M–$10M76Health
- SHAWNEE TVA EMPLOYEESWEST PADUCAH, KY · $2M–$10M85Health
- MODERN EMPLOYEESOWENSBORO, KY · $2M–$10M51Health
- CORNING GLASS WORKS HARRODSBGHarrodsburg, KY · $2M–$10M58Health
Compare Regional Medical Ctr Hopkins Co Emp vs F.C.I. ASHLAND
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Regional Medical Ctr Hopkins Co Emp ranks #1,626 of 4,374 nationally on financial health and #17 of 54 in KY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- F.C.I. Ashland is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with F.C.I. Ashland
Frequently Asked Questions
Is Regional Medical Ctr Hopkins Co Emp financially healthy?
On its 2025Q4 NCUA 5300 filing, Regional Medical Ctr Hopkins Co Emp scores 87/100 (Excellent), with a 13.36% net worth ratio and 0.00% of loans delinquent. It ranks #1,626 of 4,374 nationally on health and #17 of 54 in Kentucky.
How does Regional Medical Ctr Hopkins Co Emp compare to other credit unions?
Regional Medical Ctr Hopkins Co Emp scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (69.09% vs 63.60%). Its widest shortfall is net worth ratio (13.36% vs 19.06%).
How can I join Regional Medical Ctr Hopkins Co Emp?
Regional Medical Ctr Hopkins Co Emp operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Regional Medical Ctr Hopkins Co Emp directly for the exact boundaries and application steps.
Is my money safe at Regional Medical Ctr Hopkins Co Emp?
Regional Medical Ctr Hopkins Co Emp is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Regional Medical Ctr Hopkins Co Emp's net worth ratio of 13.36% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.