Federal credit union · GAITHERSBURG, Maryland · NCUA charter #8001

Mvp Postal and Printing

Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.

55
Health / 100
$3.6M
Total assets
574
Members
9.7%
Net-worth ratio

Mvp Postal and Printing scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.6M; members 574; net-worth ratio 9.68%; health rank #4,188 of 4,374; healthier than 4th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#4,188 of 4,374 health · 2025Q4

Mvp Postal and Printing · health 55/100 · $3.6M · 2025Q4

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Mvp Postal and Printing vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Mvp Postal and Printing sits in 55-59 with 115 others.

55 4th percentile higher than 4% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Mvp Postal and Printing: Call Report deltas vs peers

  • Largest lag: Loan-to-Share Ratio at 35.66% vs peer 63.60% (-27.94 pp).

Mvp Postal and Printing in Maryland

  • Health composite ranks #61 of 62 among scored Maryland credit unions.
  • Maryland assets place: #57 of 62.
  • Member book place in Maryland: #58 of 62.
  • One place up in Maryland, Transit Employees (#60) ties at 55/100; one place down, Local 355 Md (#62) scores 38/100, 17 points lower.

Quarter path for Mvp Postal and Printing

Mvp Postal and Printing: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

3,500,0003,600,0003,700,0003,800,0003,900,0004,000,000 2023Q42024Q42025Q42026Q1 3,874,917 3,726,823 ▼ -3.8%
  • Assets moved +2.2% from $3.6M (2025Q4) to $3.7M (2026Q1).
  • Net-worth ratio shifted -0.42 pp (10.10% → 9.68%).
Net worth ratio vs. NCUA well-capitalized threshold 64.5%

At 9.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 55/100 score is built

Mvp Postal and Printing gives up 45 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio loses the least, 0.8.

  • Net Worth Ratio 29.2 pts
  • Delinquency Rate 13.2 pts
  • Return on Assets 3.0 pts
  • Member Growth 0.0 pts
  • Loan-to-Share Ratio 9.6 pts

Mvp Postal and Printing health metrics

Metric Value vs peer
Net Worth Ratio 9.68% -9.38 pp
Delinquency Rate 1.91% +0.10 pp
Return on Assets -0.17% -0.62 pp
Member Growth -21.37% -
Loan-to-Share Ratio 35.66% -27.94 pp

Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.

Call Report history - Mvp Postal and Printing

Quarter Assets Members
2026Q1 $3.7M -
2025Q4 $3.6M 574
2024Q4 $3.6M 730
2023Q4 $3.9M 606

Credit Union Details

Charter Number
8001
Type
Federal
Field of Membership
Multiple Common Bond
Peer Group
$2M–$10M
State
Maryland
City
GAITHERSBURG
Data Quarter
2025Q4

Branch Location

Mvp Postal and Printing operates a single office in Gaithersburg, per its most recent NCUA branch filing.

Office City
Main (Main Office) Gaithersburg, MD

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Maryland

A look at other Maryland credit unions, ranked by how closely their peer group and asset size match this one.

Compare Mvp Postal and Printing vs MASTERS, MATES & PILOTS (MM&P)

Cross-state Call Report peers for Mvp Postal and Printing

Using this data

  • Mvp Postal and Printing ranks #4,188 of 4,374 nationally on financial health and #61 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Masters, Mates & Pilots (Mm&p) is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Masters, Mates & Pilots (Mm&p)

Frequently Asked Questions

Is Mvp Postal and Printing financially healthy?

Mvp Postal and Printing has a financial health score of 55/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,188 of 4,374 nationally on health and #61 of 62 in Maryland. Its net worth ratio is 9.68% and its delinquency rate 1.91%.

How does Mvp Postal and Printing compare to other credit unions?

Mvp Postal and Printing scores 55/100, higher than 4% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (35.66% vs 63.60%).

How can I join Mvp Postal and Printing?

Mvp Postal and Printing serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Mvp Postal and Printing directly for the current list of qualifying groups.

Is my money safe at Mvp Postal and Printing?

Mvp Postal and Printing is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mvp Postal and Printing's net worth ratio of 9.68% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Mvp Postal and Printing. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.