Federal credit union · GAITHERSBURG, Maryland · NCUA charter #8001
Mvp Postal and Printing
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $3.6M
- Total assets
- 574
- Members
- 9.7%
- Net-worth ratio
Mvp Postal and Printing scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.6M; members 574; net-worth ratio 9.68%; health rank #4,188 of 4,374; healthier than 4th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,188 of 4,374 health · 2025Q4Mvp Postal and Printing · health 55/100 · $3.6M · 2025Q4
- NW 55/100
- DELQ 9.7%
- ROA 1.91%
- ASSETS -0.17%
- MEM $3.6M
- RANK 574
- PHOTO #4,188/4,374
- BOOK n/a
- CHARTER 8001
Call Report peers
Mvp Postal and Printing carries $3.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mvp Postal and Printing vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mvp Postal and Printing - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #8001 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Mvp Postal and Printing: Call Report deltas vs peers
- Largest lag: Loan-to-Share Ratio at 35.66% vs peer 63.60% (-27.94 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Mvp Postal and Printing in Maryland
- Health composite ranks #61 of 62 among scored Maryland credit unions.
- Maryland assets place: #57 of 62.
- Member book place in Maryland: #58 of 62.
In-state ordinals use the live credit_unions table for MD only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Mvp Postal and Printing
Mvp Postal and Printing: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.2% from $3.6M (2025Q4) to $3.7M (2026Q1).
- Net-worth ratio shifted -0.42 pp (10.10% → 9.68%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 55/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 55.
- Net Worth Ratio 29.2 pts
- Delinquency Rate 13.2 pts
- Return on Assets 3.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.6 pts
Mvp Postal and Printing health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.68% | -9.38 pp |
| Delinquency Rate | 1.91% | +0.10 pp |
| Return on Assets | -0.17% | -0.62 pp |
| Member Growth | -21.37% | - |
| Loan-to-Share Ratio | 35.66% | -27.94 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Mvp Postal and Printing
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.7M | - |
| 2025Q4 | $3.6M | 574 |
| 2024Q4 | $3.6M | 730 |
| 2023Q4 | $3.9M | 606 |
Credit Union Details
- Charter Number
- 8001
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Maryland
- City
- GAITHERSBURG
- Data Quarter
- 2025Q4
Branch Location
Mvp Postal and Printing operates a single office in Gaithersburg, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main (Main Office) | Gaithersburg, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
A look at other Maryland credit unions, ranked by how closely their peer group and asset size match this one.
- MASTERS, MATES & PILOTS (MM&P)Linthicum, MD · $2M–$10M93Health
- 1897Salisbury, MD · $2M–$10M78Health
- CHOPTANK ELECTRIC COOP EMPLOYDenton, MD · $2M–$10M73Health
- KOREAN CATHOLICOlney, MD · $2M–$10M65Health
- LOCAL 355 MDBALTIMORE, MD · $2M–$10M38Health
Compare Mvp Postal and Printing vs MASTERS, MATES & PILOTS (MM&P)
Cross-state Call Report peers for Mvp Postal and Printing
Two NCUA Call Report peer sets for Mvp Postal and Printing, both outside Maryland so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (55/100 here).
Using this data
- Mvp Postal and Printing ranks #4,188 of 4,374 nationally on financial health and #61 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Masters, Mates & Pilots (Mm&p) is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Masters, Mates & Pilots (Mm&p)
- Rates and health both vary by institution, not just by state -- see how Maryland credit unions compare overall before assuming this one is typical. Maryland state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mvp Postal and Printing financially healthy?
Mvp Postal and Printing scores 55/100 (Fair) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,188 of 4,374; by total assets it ranks #3,994 of 4,374 nationally (same basis as /rankings/largest); and #57 of 62 within Maryland. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 9.68% net worth ratio and a 1.91% delinquency rate.
How does Mvp Postal and Printing compare to other credit unions?
PlainCU's health composite puts Mvp Postal and Printing at 55/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mvp Postal and Printing?
Mvp Postal and Printing serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Mvp Postal and Printing directly for the current list of qualifying groups.
Is my money safe at Mvp Postal and Printing?
Federal credit unions like Mvp Postal and Printing are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mvp Postal and Printing's net worth ratio of 9.68% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mvp Postal and Printing offer compared to banks?
Credit unions like Mvp Postal and Printing are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mvp Postal and Printing directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.