State credit union · Cedar Rapids, Iowa · NCUA charter #65606
Teamsters Local #238
Health score 48/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 48
- Health / 100
- $7.7M
- Total assets
- 1,727
- Members
- 6.0%
- Net-worth ratio
Teamsters Local #238 scores 48/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.7M; members 1,727; net-worth ratio 5.96%; health rank #4,292 of 4,374; healthier than 2nd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,292 of 4,374 health · 2025Q4Teamsters Local #238 · health 48/100 · $7.7M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Teamsters Local #238 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Teamsters Local #238 sits in 45-49 with 39 others.
48 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Teamsters Local #238: Call Report deltas vs peers
- Loan-to-Share Ratio trails the peer set - 44.89% here, 63.60% peer average (-18.71 pp).
Teamsters Local #238: in-state Call Report ranks
- In Iowa, health place is #66 of 66 on the same NCUA-ratio sort used nationally.
- Iowa assets place: #53 of 66.
- Iowa membership ordinal: #48 of 66.
- No scored Iowa credit union ranks lower; the next one up, PEOPLES (#65) ties at 48/100.
Teamsters Local #238: 2025Q4 → 2026Q1
Teamsters Local #238: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $7.7M (2025Q4) to $7.7M (2026Q1).
- Net-worth ratio shifted -0.12 pp (6.08% → 5.96%).
At 5.96%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 48/100 score is built
Teamsters Local #238 gives up 52 points in total. Net Worth Ratio costs the most, 15.1 of its 30; Loan-to-Share Ratio loses the least, 5.
- Net Worth Ratio 14.9 pts
- Delinquency Rate 13.2 pts
- Return on Assets 2.2 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 9.5 pts
Teamsters Local #238 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 5.96% | -13.10 pp |
| Delinquency Rate | 1.91% | +0.10 pp |
| Return on Assets | -0.26% | -0.71 pp |
| Member Growth | -0.46% | - |
| Loan-to-Share Ratio | 44.89% | -18.71 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Teamsters Local #238 filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.7M | - |
| 2025Q4 | $7.7M | 1,727 |
| 2024Q4 | $7.9M | 1,735 |
| 2023Q4 | $8.2M | 1,748 |
Credit Union Details
- Charter Number
- 65606
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- Cedar Rapids
- Data Quarter
- 2025Q4
Branch Location
Teamsters Local #238 operates a single office in Cedar Rapids, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Teamsters Local #238 Credit Union (Main Office) | Cedar Rapids, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
Cross-state Call Report peers for Teamsters Local #238
Similar health score
Using this data
- Teamsters Local #238 ranks #4,292 of 4,374 nationally on financial health and #66 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACE
Frequently Asked Questions
Is Teamsters Local #238 financially healthy?
Teamsters Local #238 has a financial health score of 48/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,292 of 4,374 nationally on health and #66 of 66 in Iowa. Its net worth ratio is 5.96% and its delinquency rate 1.91%.
How does Teamsters Local #238 compare to other credit unions?
Teamsters Local #238 scores 48/100, higher than 2% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (44.89% vs 63.60%).
How can I join Teamsters Local #238?
Membership eligibility for Teamsters Local #238 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Teamsters Local #238 directly for current membership requirements and application steps.
Is my money safe at Teamsters Local #238?
Teamsters Local #238 is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Teamsters Local #238's net worth ratio of 5.96% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.