State credit union · DETROIT, Michigan · NCUA charter #62167
I.M. Detroit District
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $1.8M
- Total assets
- 65
- Members
- 26.1%
- Net-worth ratio
I.M. Detroit District scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 65; net-worth ratio 26.06%; health rank #869 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#869 of 4,374 health · 2025Q4I.M. Detroit District · health 91/100 · $1.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
I.M. Detroit District vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); I.M. Detroit District sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where I.M. Detroit District diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -49.95 pp (2.75% vs 52.70%).
I.M. Detroit District: in-state Call Report ranks
- In Michigan, health place is #36 of 171 on the same NCUA-ratio sort used nationally.
- By total assets, I.M. Detroit District is #171 of 171 in Michigan.
- Member book place in Michigan: #171 of 171.
- One place up in Michigan, MEIJER (#35) scores 92/100, 1 point higher; one place down, Lincoln Park Community (#37) ties at 91/100.
How I.M. Detroit District's 5300 filing moved
I.M. Detroit District: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +14.3% from $1.8M (2025Q4) to $2.0M (2026Q1).
- Net-worth ratio shifted -3.14 pp (29.20% → 26.06%).
26.06% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
I.M. Detroit District gives up 9 points in total. Loan-to-Share Ratio costs the most, 8.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 6.0 pts
Call Report ratios for I.M. Detroit District
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.06% | +3.13 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.43% | +3.21 pp |
| Member Growth | 41.30% | - |
| Loan-to-Share Ratio | 2.75% | -49.95 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.0M | - |
| 2025Q4 | $1.8M | 65 |
| 2024Q4 | $1.8M | 46 |
| 2023Q4 | $1.6M | 32 |
Credit Union Details
- Charter Number
- 62167
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Michigan
- City
- DETROIT
- Data Quarter
- 2025Q4
Branch Locations (2)
I.M. Detroit District operates 2 offices in Detroit, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| I.M. DETROIT DISTRICT CU (Main Office) | Detroit, MI |
| Kenneth Hollowell | Detroit, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
A look at other Michigan credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for I.M. Detroit District
Similar health score
Using this data
- I.M. Detroit District ranks #869 of 4,374 nationally on financial health and #36 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WESTACRES is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WESTACRES
Frequently Asked Questions
Is I.M. Detroit District financially healthy?
On its 2025Q4 NCUA 5300 filing, I.M. Detroit District scores 91/100 (Excellent), with a 26.06% net worth ratio and 0.00% of loans delinquent. It ranks #869 of 4,374 nationally on health and #36 of 171 in Michigan.
How does I.M. Detroit District compare to other credit unions?
I.M. Detroit District scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (2.75% vs 52.70%).
How can I join I.M. Detroit District?
Membership eligibility for I.M. Detroit District depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact I.M. Detroit District directly for current membership requirements and application steps.
Is my money safe at I.M. Detroit District?
I.M. Detroit District is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. I.M. Detroit District's net worth ratio of 26.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.