Federal credit union · TRENTON, New Jersey · NCUA charter #4906
Trenton Nj Firemen
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $4.3M
- Total assets
- 788
- Members
- 18.1%
- Net-worth ratio
Trenton Nj Firemen scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.3M; members 788; net-worth ratio 18.11%; health rank #1,756 of 4,374; healthier than 57th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,756 of 4,374 health · 2025Q4Trenton Nj Firemen · health 86/100 · $4.3M · 2025Q4
Call Report peers
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Trenton Nj Firemen vs every NCUA-scored credit union
Trenton Nj Firemen sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Trenton Nj Firemen: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.49% here, 1.81% peer average (-1.32 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -33.48 pp (30.12% vs 63.60%).
Trenton Nj Firemen in New Jersey
- New Jersey health ordinal: #15 of 127.
- Assets rank #109 of 127 inside New Jersey ($4.3M reported).
- New Jersey membership ordinal: #101 of 127.
- One place up in New Jersey, Bay Atlantic (#14) scores 87/100, 1 point higher; one place down, Harrison Police & Firemen's (#16) ties at 86/100.
Trenton Nj Firemen: 2025Q4 → 2026Q1
Trenton Nj Firemen: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $4.3M (2025Q4) to $4.4M (2026Q1).
- Net-worth ratio shifted +0.00 pp (18.11% → 18.11%).
18.11% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Trenton Nj Firemen gives up 14 points in total. Member Growth costs the most, 7.1 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.8 pts
- Member Growth 7.9 pts
- Loan-to-Share Ratio 8.3 pts
Trenton Nj Firemen health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.11% | -0.95 pp |
| Delinquency Rate | 0.49% | -1.32 pp |
| Return on Assets | 0.49% | +0.04 pp |
| Member Growth | -0.63% | - |
| Loan-to-Share Ratio | 30.12% | -33.48 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Trenton Nj Firemen quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.4M | - |
| 2025Q4 | $4.3M | 788 |
| 2024Q4 | $4.3M | 793 |
| 2023Q4 | $4.5M | 809 |
Credit Union Details
- Charter Number
- 4906
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- TRENTON
- Data Quarter
- 2025Q4
Branch Locations (2)
Trenton Nj Firemen operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Trenton Firemen FCU (Main Office) | Trenton, NJ |
| Colonial Fire Station | Hamilton, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Trenton Nj Firemen nationwide neighbourhoods
Similar health score
Using this data
- Trenton Nj Firemen ranks #1,756 of 4,374 nationally on financial health and #15 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Gaf Linden Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Gaf Linden Employees
Frequently Asked Questions
Is Trenton Nj Firemen financially healthy?
On its 2025Q4 NCUA 5300 filing, Trenton Nj Firemen scores 86/100 (Excellent), with a 18.11% net worth ratio and 0.49% of loans delinquent. It ranks #1,756 of 4,374 nationally on health and #15 of 127 in New Jersey.
How does Trenton Nj Firemen compare to other credit unions?
Trenton Nj Firemen scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.49% vs 1.81%). Its widest shortfall is loan-to-share ratio (30.12% vs 63.60%).
How can I join Trenton Nj Firemen?
Trenton Nj Firemen serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Trenton Nj Firemen directly for the current list of qualifying groups.
Is my money safe at Trenton Nj Firemen?
Trenton Nj Firemen is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Trenton Nj Firemen's net worth ratio of 18.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.