Federal credit union · Eutaw, Alabama · NCUA charter #22131
Federation of Greene County Empl.
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.8M
- Total assets
- 907
- Members
- 22.6%
- Net-worth ratio
Federation of Greene County Empl. scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 907; net-worth ratio 22.59%; health rank #563 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#563 of 4,374 health · 2025Q4Federation · health 93/100 · $1.8M · 2025Q4
- MEM 93/100
- RANK 22.6%
- PHOTO 0.00%
- BOOK 3.27%
- CHARTER $1.8M
- NCUSIF 907
- CAMELS #563/4,374
- HEALTH n/a
- NW 22131
Call Report peers
Federation of Greene County Empl. carries $1.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Federation of Greene County Empl. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Federation of Greene County Empl. - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #22131 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Federation of Greene County Empl.
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Largest lag: Loan-to-Share Ratio at 34.93% vs peer 52.70% (-17.77 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Alabama standing for Federation of Greene County Empl.
- In Alabama, health place is #6 of 89 on the same NCUA-ratio sort used nationally.
- Alabama assets place: #88 of 89.
- Alabama membership ordinal: #73 of 89.
In-state ordinals use the live credit_unions table for AL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Federation of Greene County Empl. Call Report trajectory
Federation of Greene County Empl.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +22.8% from $1.8M (2025Q4) to $2.2M (2026Q1).
- Net-worth ratio shifted -4.54 pp (27.13% → 22.59%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
22.59% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.1 pts
- Loan-to-Share Ratio 8.9 pts
Federation health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.59% | -0.34 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.27% | +3.05 pp |
| Member Growth | 4.25% | - |
| Loan-to-Share Ratio | 34.93% | -17.77 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.2M | - |
| 2025Q4 | $1.8M | 907 |
| 2024Q4 | $1.7M | 870 |
| 2023Q4 | $1.6M | 851 |
Credit Union Details
- Charter Number
- 22131
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Alabama
- City
- Eutaw
- Data Quarter
- 2025Q4
Branch Locations (2)
Federation of Greene County Empl. operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| FOGCE FEDERAL CREDIT UNION (Main Office) | Eutaw, AL |
| FedComp | Fairfax, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
Other federally-insured credit unions in Alabama, closest first by peer group and asset size.
- NRS COMMUNITY DEVELOPMENTBIRMINGHAM, AL · Under $2M49Health
- NORTH ALABAMA PAPERMAKERSStevenson, AL · $2M–$10M97Health
- NUCOR EMPLOYEESFORT PAYNE, AL · $2M–$10M87Health
- COUNCILLNORMAL, AL · $2M–$10M80Health
- U S PIPE BESSEMER EMPLOYEESBessemer, AL · $2M–$10M63Health
Compare Federation of Greene County Empl. vs NRS COMMUNITY DEVELOPMENT
Federation of Greene County Empl. nationwide neighbourhoods
Two NCUA Call Report peer sets for Federation of Greene County Empl., both outside Alabama so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Federation of Greene County Empl. ranks #563 of 4,374 nationally on financial health and #6 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nrs Community Development is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nrs Community Development
- Rates and health both vary by institution, not just by state -- see how Alabama credit unions compare overall before assuming this one is typical. Alabama state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Federation of Greene County Empl. financially healthy?
Federation of Greene County Empl. scores 93/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #563 of 4,374; by total assets it ranks #4,149 of 4,374 nationally (same basis as /rankings/largest); and #88 of 89 within Alabama. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 22.59% net worth ratio and a 0.00% delinquency rate.
How does Federation of Greene County Empl. compare to other credit unions?
PlainCU's health composite puts Federation of Greene County Empl. at 93/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Federation of Greene County Empl.?
Federation of Greene County Empl. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Federation of Greene County Empl. directly for the exact boundaries and application steps.
Is my money safe at Federation of Greene County Empl.?
Federal credit unions like Federation of Greene County Empl. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Federation of Greene County Empl.'s net worth ratio of 22.59% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Federation of Greene County Empl. offer compared to banks?
Credit unions like Federation of Greene County Empl. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Federation of Greene County Empl. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.