Federal credit union · Eutaw, Alabama · NCUA charter #22131
Federation of Greene County Empl.
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.8M
- Total assets
- 907
- Members
- 22.6%
- Net-worth ratio
Federation of Greene County Empl. scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 907; net-worth ratio 22.59%; health rank #563 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#563 of 4,374 health · 2025Q4Federation · health 93/100 · $1.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Federation of Greene County Empl. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Federation of Greene County Empl. sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Federation of Greene County Empl.
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Largest lag: Loan-to-Share Ratio at 34.93% vs peer 52.70% (-17.77 pp).
Alabama standing for Federation of Greene County Empl.
- In Alabama, health place is #6 of 89 on the same NCUA-ratio sort used nationally.
- Alabama assets place: #88 of 89.
- Alabama membership ordinal: #73 of 89.
- One place up in Alabama, SYCAMORE (#5) scores 96/100, 3 points higher; one place down, Electrical Workers No 558 (#7) ties at 93/100.
Federation of Greene County Empl. Call Report trajectory
Federation of Greene County Empl.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +22.8% from $1.8M (2025Q4) to $2.2M (2026Q1).
- Net-worth ratio shifted -4.54 pp (27.13% → 22.59%).
22.59% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Federation of Greene County Empl. gives up 7 points in total. Loan-to-Share Ratio costs the most, 5.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 14.1 pts
- Loan-to-Share Ratio 8.9 pts
Federation health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.59% | -0.34 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 3.27% | +3.05 pp |
| Member Growth | 4.25% | - |
| Loan-to-Share Ratio | 34.93% | -17.77 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.2M | - |
| 2025Q4 | $1.8M | 907 |
| 2024Q4 | $1.7M | 870 |
| 2023Q4 | $1.6M | 851 |
Credit Union Details
- Charter Number
- 22131
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Alabama
- City
- Eutaw
- Data Quarter
- 2025Q4
Branch Locations (2)
Federation of Greene County Empl. operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| FOGCE FEDERAL CREDIT UNION (Main Office) | Eutaw, AL |
| FedComp | Fairfax, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
Other federally-insured credit unions in Alabama, closest first by peer group and asset size.
- NRS COMMUNITY DEVELOPMENTBIRMINGHAM, AL · Under $2M49Health
- NORTH ALABAMA PAPERMAKERSStevenson, AL · $2M–$10M97Health
- NUCOR EMPLOYEESFORT PAYNE, AL · $2M–$10M87Health
- COUNCILLNORMAL, AL · $2M–$10M80Health
- U S PIPE BESSEMER EMPLOYEESBessemer, AL · $2M–$10M63Health
Compare Federation of Greene County Empl. vs NRS COMMUNITY DEVELOPMENT
Federation of Greene County Empl. nationwide neighbourhoods
Similar health score
Using this data
- Federation of Greene County Empl. ranks #563 of 4,374 nationally on financial health and #6 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Nrs Community Development is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Nrs Community Development
Frequently Asked Questions
Is Federation of Greene County Empl. financially healthy?
Federation of Greene County Empl. has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #563 of 4,374 nationally on health and #6 of 89 in Alabama. Its net worth ratio is 22.59% and its delinquency rate 0.00%.
How does Federation of Greene County Empl. compare to other credit unions?
Federation of Greene County Empl. scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (34.93% vs 52.70%).
How can I join Federation of Greene County Empl.?
Federation of Greene County Empl. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Federation of Greene County Empl. directly for the exact boundaries and application steps.
Is my money safe at Federation of Greene County Empl.?
Federation of Greene County Empl. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Federation of Greene County Empl.'s net worth ratio of 22.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.