Federal credit union · FORT PAYNE, Alabama · NCUA charter #15752
Nucor Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $2.5M
- Total assets
- 281
- Members
- 29.5%
- Net-worth ratio
Nucor Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.5M; members 281; net-worth ratio 29.55%; health rank #1,541 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,541 of 4,374 health · 2025Q4Nucor Employees · health 87/100 · $2.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Nucor Employees vs every NCUA-scored credit union
Nucor Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Nucor Employees
- Largest favorable gap: Net Worth Ratio at 29.55% vs peer 19.06% (+10.49 pp).
- Loan-to-Share Ratio trails the peer set - 60.22% here, 63.60% peer average (-3.38 pp).
Alabama standing for Nucor Employees
- Alabama health ordinal: #30 of 89.
- Alabama assets place: #86 of 89.
- Membership ranks #87 of 89 among Alabama CUs with a reported count (281 members).
- One place up in Alabama, All in (#29) scores 88/100, 1 point higher; one place down, Jefferson Credit Union (#31) ties at 87/100.
Quarter path for Nucor Employees
Nucor Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -8.4% from $2.5M (2025Q4) to $2.3M (2026Q1).
- Net-worth ratio shifted +2.57 pp (26.98% → 29.55%).
At 29.55%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Nucor Employees gives up 13 points in total. Member Growth costs the most, 7.9 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 12.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.55% | +10.49 pp |
| Delinquency Rate | 0.14% | -1.67 pp |
| Return on Assets | 0.30% | -0.15 pp |
| Member Growth | -1.06% | - |
| Loan-to-Share Ratio | 60.22% | -3.38 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Nucor Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.3M | - |
| 2025Q4 | $2.5M | 281 |
| 2024Q4 | $2.5M | 284 |
| 2023Q4 | $2.6M | 303 |
Credit Union Details
- Charter Number
- 15752
- Type
- Federal
- Field of Membership
- Manufacturing
- Peer Group
- $2M–$10M
- State
- Alabama
- City
- FORT PAYNE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Nucor Employees runs one office.
| Office | City |
|---|---|
| Nucor Employees Federal Credit Union (Main Office) | Fort Payne, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
More federally-insured credit unions based in Alabama, ordered by peer group match and asset size.
Other-state peers near Nucor Employees
Similar health score
Using this data
- Nucor Employees ranks #1,541 of 4,374 nationally on financial health and #30 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COUNCILL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COUNCILL
Frequently Asked Questions
Is Nucor Employees financially healthy?
Nucor Employees has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,541 of 4,374 nationally on health and #30 of 89 in Alabama. Its net worth ratio is 29.55% and its delinquency rate 0.14%.
How does Nucor Employees compare to other credit unions?
Nucor Employees scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (29.55% vs 19.06%). Its widest shortfall is loan-to-share ratio (60.22% vs 63.60%).
How can I join Nucor Employees?
Nucor Employees is chartered around a single common bond (Manufacturing), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Nucor Employees directly to confirm eligibility.
Is my money safe at Nucor Employees?
Nucor Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Nucor Employees's net worth ratio of 29.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.