Federal credit union · Attleboro, Massachusetts · NCUA charter #16011
Attleboro M E
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $25.1M
- Total assets
- 1,504
- Members
- 13.2%
- Net-worth ratio
Attleboro M E scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.1M; members 1,504; net-worth ratio 13.15%; health rank #2,851 of 4,374; healthier than 33rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,851 of 4,374 health · 2025Q4Attleboro M E · health 79/100 · $25.1M · 2025Q4
- RANK 79/100
- PHOTO 13.2%
- BOOK 0.20%
- CHARTER 1.01%
- NCUSIF $25.1M
- CAMELS 1,504
- HEALTH #2,851/4,374
- NW LEGACY
- DELQ 16011
Call Report peers
Attleboro M E in the assets neighbourhood
Attleboro M E's $25.1M assets sit next to LEGACY ($25.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Attleboro M E vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Attleboro M E - Share Insurance Coverage
Charter #16011's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Attleboro M E diverges from peer averages
- Delinquency Rate leads the peer set - 0.20% here, 1.15% peer average (-0.94 pp).
- Loan-to-Share Ratio trails the peer set - 22.55% here, 59.80% peer average (-37.25 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Massachusetts standing for Attleboro M E
- Health composite ranks #85 of 126 among scored Massachusetts credit unions.
- Massachusetts assets place: #92 of 126.
- Massachusetts membership ordinal: #92 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Attleboro M E: 2025Q4 → 2026Q1
Attleboro M E: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $25.1M (2025Q4) to $25.2M (2026Q1).
- Net-worth ratio shifted +0.37 pp (12.78% → 13.15%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.15% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.2 pts
- Loan-to-Share Ratio 7.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.15% | -1.71 pp |
| Delinquency Rate | 0.20% | -0.94 pp |
| Return on Assets | 1.01% | +0.31 pp |
| Member Growth | -4.33% | - |
| Loan-to-Share Ratio | 22.55% | -37.25 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Attleboro M E quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.2M | - |
| 2025Q4 | $25.1M | 1,504 |
| 2024Q4 | $24.5M | 1,572 |
| 2023Q4 | $25.8M | 1,576 |
Credit Union Details
- Charter Number
- 16011
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Massachusetts
- City
- Attleboro
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Attleboro M E, spread across 2 cities.
| Office | City |
|---|---|
| ATTLEBORO MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION (Main Office) | Attleboro, MA |
| GOLDMARK FEDERAL CREDIT UNION | Attleboro, MA |
| Norfolk Federal Credit Union | Norfolk, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Cross-state Call Report peers for Attleboro M E
Cross-state asset and health neighbours for Attleboro M E - kept outside Massachusetts; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($25.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Attleboro M E ranks #2,851 of 4,374 nationally on financial health and #85 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Worcester Police Department is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Worcester Police Department
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Attleboro M E financially healthy?
Yes/no aside, the number is 79/100 (Very Good) - Attleboro M E's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,851 of 4,374; by total assets it ranks #2,992 of 4,374 nationally (same basis as /rankings/largest); and #92 of 126 within Massachusetts. Above 80 reads excellent, below 50 warrants closer monitoring; a 13.15% net worth ratio and 0.20% delinquency rate are the key drivers.
How does Attleboro M E compare to other credit unions?
Five weighted metrics from NCUA filings produce Attleboro M E's 79/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Attleboro M E?
Attleboro M E serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Attleboro M E directly for the current list of qualifying groups.
Is my money safe at Attleboro M E?
Federal credit unions like Attleboro M E are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Attleboro M E's net worth ratio of 13.15% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Attleboro M E offer compared to banks?
Credit unions like Attleboro M E are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Attleboro M E directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.