Federal credit union · LIttle Rock, Arkansas · NCUA charter #24433
Arkansas Teachers
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $2.6M
- Total assets
- 615
- Members
- 10.0%
- Net-worth ratio
Arkansas Teachers scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.6M; members 615; net-worth ratio 10.03%; health rank #3,605 of 4,374; healthier than 17th of scored peers.
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NCUA 5300 Call Report Masthead
#3,605 of 4,374 health · 2025Q4Arkansas Teachers · health 70/100 · $2.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Arkansas Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Arkansas Teachers sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Arkansas Teachers diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 74.96% here, 63.60% peer average (+11.36 pp).
- Net Worth Ratio trails the peer set - 10.03% here, 19.06% peer average (-9.03 pp).
Arkansas Teachers: in-state Call Report ranks
- Arkansas health ordinal: #41 of 48.
- Arkansas assets place: #44 of 48.
- Membership ranks #42 of 48 among Arkansas CUs with a reported count (615 members).
- One place up in Arkansas, Arkansas Superior (#40) ties at 70/100; one place down, L R F D (#42) scores 67/100, 3 points lower.
Arkansas Teachers: 2025Q4 → 2026Q1
Arkansas Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $2.6M (2025Q4) to $2.7M (2026Q1).
- Net-worth ratio shifted +0.23 pp (9.80% → 10.03%).
This credit union's 10.03% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Arkansas Teachers gives up 30 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.2 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.03% | -9.03 pp |
| Delinquency Rate | 6.25% | +4.44 pp |
| Return on Assets | 1.38% | +0.93 pp |
| Member Growth | 0.99% | - |
| Loan-to-Share Ratio | 74.96% | +11.36 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Arkansas Teachers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.7M | - |
| 2025Q4 | $2.6M | 615 |
| 2024Q4 | $2.4M | 609 |
| 2023Q4 | $2.3M | 583 |
Credit Union Details
- Charter Number
- 24433
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Arkansas
- City
- LIttle Rock
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Arkansas Teachers.
| Office | City |
|---|---|
| Corp. Office (Main Office) | Little Rock, AR |
| Corp. Office | Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
- PEOPLE TRUST COMMUNITYNorth Little Ro, AR · $2M–$10M24Health
- U.P. EMPLOYEESNORTH LITTLE RO, AR · $2M–$10M60Health
- ARKANSAS AM & N COLLEGEPine Bluff, AR · $2M–$10M82Health
- ARKANSAS KRAFT EMPLOYEESMorrilton, AR · $2M–$10M88Health
- COOPERATIVE EXTENSION SERVICELITTLE ROCK, AR · $2M–$10M72Health
Arkansas Teachers nationwide neighbourhoods
Using this data
- Arkansas Teachers ranks #3,605 of 4,374 nationally on financial health and #41 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- People Trust Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with People Trust Community
Frequently Asked Questions
Is Arkansas Teachers financially healthy?
Arkansas Teachers has a financial health score of 70/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,605 of 4,374 nationally on health and #41 of 48 in Arkansas. Its net worth ratio is 10.03% and its delinquency rate 6.25%.
How does Arkansas Teachers compare to other credit unions?
Arkansas Teachers scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (74.96% vs 63.60%). Its widest shortfall is net worth ratio (10.03% vs 19.06%).
How can I join Arkansas Teachers?
Arkansas Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Arkansas Teachers directly to confirm eligibility.
Is my money safe at Arkansas Teachers?
Arkansas Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arkansas Teachers's net worth ratio of 10.03% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.