Federal credit union · LIttle Rock, Arkansas · NCUA charter #24433
Arkansas Teachers
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $2.6M
- Total assets
- 615
- Members
- 10.0%
- Net-worth ratio
Arkansas Teachers scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.6M; members 615; net-worth ratio 10.03%; health rank #3,605 of 4,374; healthier than 17th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,605 of 4,374 health · 2025Q4Arkansas Teachers · health 70/100 · $2.6M · 2025Q4
- ASSETS 70/100
- MEM 10.0%
- RANK 6.25%
- PHOTO 1.38%
- BOOK $2.6M
- CHARTER 615
- NCUSIF #3,605/4,374
- CAMELS n/a
- HEALTH 24433
Call Report peers
Arkansas Teachers carries $2.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Arkansas Teachers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Arkansas Teachers - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24433. See our deposit-insurance coverage note.
Where Arkansas Teachers diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 74.96% here, 63.60% peer average (+11.36 pp).
- Net Worth Ratio trails the peer set - 10.03% here, 19.06% peer average (-9.03 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Arkansas Teachers: in-state Call Report ranks
- Arkansas health ordinal: #41 of 48.
- Arkansas assets place: #44 of 48.
- Membership ranks #42 of 48 among Arkansas CUs with a reported count (615 members).
In-state ordinals use the live credit_unions table for AR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Arkansas Teachers: 2025Q4 → 2026Q1
Arkansas Teachers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.8% from $2.6M (2025Q4) to $2.7M (2026Q1).
- Net-worth ratio shifted +0.23 pp (9.80% → 10.03%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.03% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 70.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.2 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.03% | -9.03 pp |
| Delinquency Rate | 6.25% | +4.44 pp |
| Return on Assets | 1.38% | +0.93 pp |
| Member Growth | 0.99% | - |
| Loan-to-Share Ratio | 74.96% | +11.36 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Arkansas Teachers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.7M | - |
| 2025Q4 | $2.6M | 615 |
| 2024Q4 | $2.4M | 609 |
| 2023Q4 | $2.3M | 583 |
Credit Union Details
- Charter Number
- 24433
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Arkansas
- City
- LIttle Rock
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Arkansas Teachers.
| Office | City |
|---|---|
| Corp. Office (Main Office) | Little Rock, AR |
| Corp. Office | Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
- PEOPLE TRUST COMMUNITYNorth Little Ro, AR · $2M–$10M24Health
- U.P. EMPLOYEESNORTH LITTLE RO, AR · $2M–$10M60Health
- ARKANSAS AM & N COLLEGEPine Bluff, AR · $2M–$10M82Health
- ARKANSAS KRAFT EMPLOYEESMorrilton, AR · $2M–$10M88Health
- COOPERATIVE EXTENSION SERVICELITTLE ROCK, AR · $2M–$10M72Health
Arkansas Teachers nationwide neighbourhoods
Cross-state asset and health neighbours for Arkansas Teachers - kept outside Arkansas; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (70/100 here).
Using this data
- Arkansas Teachers ranks #3,605 of 4,374 nationally on financial health and #41 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- People Trust Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with People Trust Community
- Rates and health both vary by institution, not just by state -- see how Arkansas credit unions compare overall before assuming this one is typical. Arkansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Arkansas Teachers financially healthy?
Arkansas Teachers has a financial health score of 70/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,605 of 4,374; by total assets it ranks #4,081 of 4,374 nationally (same basis as /rankings/largest); and #44 of 48 within Arkansas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.03% and delinquency rate of 6.25%.
How does Arkansas Teachers compare to other credit unions?
70/100 is Arkansas Teachers's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Arkansas Teachers?
Arkansas Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Arkansas Teachers directly to confirm eligibility.
Is my money safe at Arkansas Teachers?
Federal credit unions like Arkansas Teachers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arkansas Teachers's net worth ratio of 10.03% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Arkansas Teachers offer compared to banks?
Credit unions like Arkansas Teachers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Arkansas Teachers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.