Federal credit union · Pine Bluff, Arkansas · NCUA charter #7700
Arkansas Am & N College
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $2.0M
- Total assets
- 542
- Members
- 7.5%
- Net-worth ratio
Arkansas Am & N College scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.0M; members 542; net-worth ratio 7.48%; health rank #2,502 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,502 of 4,374 health · 2025Q4Arkansas Am & N College · health 82/100 · $2.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Arkansas Am & N College vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Arkansas Am & N College sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Arkansas Am & N College
- Delinquency Rate leads the peer set - 0.76% here, 1.81% peer average (-1.05 pp).
- Net Worth Ratio trails the peer set - 7.48% here, 19.06% peer average (-11.58 pp).
Arkansas standing for Arkansas Am & N College
- Health composite ranks #25 of 48 among scored Arkansas credit unions.
- Arkansas assets place: #46 of 48.
- Membership ranks #44 of 48 among Arkansas CUs with a reported count (542 members).
- One place up in Arkansas, Fort Roots (#24) ties at 82/100; one place down, Arkansas Best (#26) scores 81/100, 1 point lower.
Arkansas Am & N College Call Report trajectory
Arkansas Am & N College: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.0% from $2.0M (2025Q4) to $2.0M (2026Q1).
- Net-worth ratio shifted +0.59 pp (6.89% → 7.48%).
At 7.48%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Arkansas Am & N College gives up 18 points in total. Net Worth Ratio costs the most, 6.3 of its 30; Return on Assets scores full marks.
- Net Worth Ratio 23.7 pts
- Delinquency Rate 22.4 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 11.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.48% | -11.58 pp |
| Delinquency Rate | 0.76% | -1.05 pp |
| Return on Assets | 0.95% | +0.50 pp |
| Member Growth | 0.37% | - |
| Loan-to-Share Ratio | 55.79% | -7.81 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Arkansas Am & N College filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.0M | - |
| 2025Q4 | $2.0M | 542 |
| 2024Q4 | $1.8M | 540 |
| 2023Q4 | $2.1M | 525 |
Credit Union Details
- Charter Number
- 7700
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Arkansas
- City
- Pine Bluff
- Data Quarter
- 2025Q4
Branch Location
Arkansas Am & N College operates a single office in Pine Bluff, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main (Main Office) | Pine Bluff, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
- U.P. EMPLOYEESNORTH LITTLE RO, AR · $2M–$10M60Health
- ARKANSAS TEACHERSLIttle Rock, AR · $2M–$10M70Health
- PEOPLE TRUST COMMUNITYNorth Little Ro, AR · $2M–$10M24Health
- ARKANSAS KRAFT EMPLOYEESMorrilton, AR · $2M–$10M88Health
- COOPERATIVE EXTENSION SERVICELITTLE ROCK, AR · $2M–$10M72Health
Nationwide credit unions with similar profiles
Using this data
- Arkansas Am & N College ranks #2,502 of 4,374 nationally on financial health and #25 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- U.P. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with U.P. Employees
Frequently Asked Questions
Is Arkansas Am & N College financially healthy?
Arkansas Am & N College has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,502 of 4,374 nationally on health and #25 of 48 in Arkansas. Its net worth ratio is 7.48% and its delinquency rate 0.76%.
How does Arkansas Am & N College compare to other credit unions?
Arkansas Am & N College scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.76% vs 1.81%). Its widest shortfall is net worth ratio (7.48% vs 19.06%).
How can I join Arkansas Am & N College?
Arkansas Am & N College is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Arkansas Am & N College directly to confirm eligibility.
Is my money safe at Arkansas Am & N College?
Arkansas Am & N College is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arkansas Am & N College's net worth ratio of 7.48% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.