Federal credit union · LITTLE ROCK, Arkansas · NCUA charter #24431
Cooperative Extension Service
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $4.7M
- Total assets
- 730
- Members
- 23.7%
- Net-worth ratio
Cooperative Extension Service scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.7M; members 730; net-worth ratio 23.71%; health rank #3,444 of 4,374; healthier than 20th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,444 of 4,374 health · 2025Q4Cooperative Extension Servi… · health 72/100 · $4.7M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Cooperative Extension Service vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Cooperative Extension Service sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Cooperative Extension Service diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 99.13% vs peer 63.60% (+35.53 pp).
- Return on Assets trails the peer set - -0.37% here, 0.45% peer average (-0.82 pp).
Cooperative Extension Service: in-state Call Report ranks
- Health composite ranks #37 of 48 among scored Arkansas credit unions.
- Assets rank #41 of 48 inside Arkansas ($4.7M reported).
- Member book place in Arkansas: #40 of 48.
- One place up in Arkansas, TIMBERLINE (#36) scores 73/100, 1 point higher; one place down, PINE (#38) scores 71/100, 1 point lower.
Cooperative Extension Service Call Report trajectory
Cooperative Extension Service: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.1% from $4.7M (2025Q4) to $5.0M (2026Q1).
- Net-worth ratio shifted -1.48 pp (25.19% → 23.71%).
This credit union's 23.71% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 72/100 score is built
Cooperative Extension Service gives up 28 points in total. Return on Assets costs the most, 13.8 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 1.2 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 10.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.71% | +4.65 pp |
| Delinquency Rate | 0.18% | -1.63 pp |
| Return on Assets | -0.37% | -0.82 pp |
| Member Growth | -2.28% | - |
| Loan-to-Share Ratio | 99.13% | +35.53 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Cooperative Extension Service
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.0M | - |
| 2025Q4 | $4.7M | 730 |
| 2024Q4 | $4.6M | 747 |
| 2023Q4 | $4.6M | 765 |
Credit Union Details
- Charter Number
- 24431
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Arkansas
- City
- LITTLE ROCK
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Cooperative Extension Service.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Little Rock, AR |
| Corporate Office | Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
- ARKANSAS KRAFT EMPLOYEESMorrilton, AR · $2M–$10M88Health
- SOUTHERN GASLITTLE ROCK, AR · $2M–$10M84Health
- GARLAND COUNTY EDUCATORSHOT SPRINGS, AR · $2M–$10M71Health
- FORT ROOTSNORTH LITTLE RO, AR · $2M–$10M82Health
- PEOPLE TRUST COMMUNITYNorth Little Ro, AR · $2M–$10M24Health
Compare Cooperative Extension Service vs ARKANSAS KRAFT EMPLOYEES
Cross-state Call Report peers for Cooperative Extension Servi…
Similar health score
Using this data
- Cooperative Extension Service ranks #3,444 of 4,374 nationally on financial health and #37 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Arkansas Kraft Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Arkansas Kraft Employees
Frequently Asked Questions
Is Cooperative Extension Service financially healthy?
Cooperative Extension Service has a financial health score of 72/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,444 of 4,374 nationally on health and #37 of 48 in Arkansas. Its net worth ratio is 23.71% and its delinquency rate 0.18%.
How does Cooperative Extension Service compare to other credit unions?
Cooperative Extension Service scores 72/100, higher than 20% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (99.13% vs 63.60%). Its widest shortfall is return on assets (-0.37% vs 0.45%).
How can I join Cooperative Extension Service?
Cooperative Extension Service operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Cooperative Extension Service directly for the exact boundaries and application steps.
Is my money safe at Cooperative Extension Service?
Cooperative Extension Service is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Cooperative Extension Service's net worth ratio of 23.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.