Federal credit union · New York, New York · NCUA charter #798
Transit Authority Division B
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $6.2M
- Total assets
- 1,448
- Members
- 14.0%
- Net-worth ratio
Transit Authority Division B scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.2M; members 1,448; net-worth ratio 13.99%; health rank #4,087 of 4,374; healthier than 6th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,087 of 4,374 health · 2025Q4Transit Authority Division B · health 59/100 · $6.2M · 2025Q4
Call Report peers
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Transit Authority Division B vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Transit Authority Division B sits in 55-59 with 115 others.
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Transit Authority Division B: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Return on Assets: +1.12 pp (1.58% vs 0.45%).
- Loan-to-Share Ratio trails the peer set - 21.93% here, 63.60% peer average (-41.67 pp).
Transit Authority Division B: in-state Call Report ranks
- In New York, health place is #247 of 272 on the same NCUA-ratio sort used nationally.
- New York assets place: #225 of 272.
- Membership ranks #200 of 272 among New York CUs with a reported count (1,448 members).
- One place up in New York, Saint John a M E (#246) ties at 59/100; one place down, ACADEMIC (#248) ties at 59/100.
Transit Authority Division B: 2025Q4 → 2026Q1
Transit Authority Division B: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.6% from $6.2M (2025Q4) to $6.1M (2026Q1).
- Net-worth ratio shifted +0.55 pp (13.44% → 13.99%).
This credit union's 13.99% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 59/100 score is built
Transit Authority Division B gives up 41 points in total. Delinquency Rate costs the most, 18.8 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 6.2 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.8 pts
Call Report ratios for Transit Authority Division B
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.99% | -5.07 pp |
| Delinquency Rate | 3.01% | +1.20 pp |
| Return on Assets | 1.58% | +1.12 pp |
| Member Growth | -5.05% | - |
| Loan-to-Share Ratio | 21.93% | -41.67 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Transit Authority Division B quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.1M | - |
| 2025Q4 | $6.2M | 1,448 |
| 2024Q4 | $6.2M | 1,525 |
| 2023Q4 | $6.3M | 1,525 |
Credit Union Details
- Charter Number
- 798
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- New York
- City
- New York
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Transit Authority Division B runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Transit Authority Div B F.C.U. (Main Office) | New York, NY |
| AMI INFORMATION SYSTEMS | Mount Pleasant, WI |
| Pobert Potter | New York, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- UTICA POLICE DEPARTMENTUTICA, NY · $2M–$10M61Health
- GRIFFITH INSTITUTE EMPLOYEESSpringville, NY · $2M–$10M81Health
- WATERTOWN POSTALWATERTOWN, NY · $2M–$10M77Health
- GENERATIONS UNITEDNew York, NY · $2M–$10M67Health
- GRAND CENTRAL TERMINAL EMPLOYEESNEW YORK, NY · $2M–$10M61Health
Compare Transit Authority Division B vs UTICA POLICE DEPARTMENT
Transit Authority Division B nationwide neighbourhoods
Similar health score
Using this data
- Transit Authority Division B ranks #4,087 of 4,374 nationally on financial health and #247 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Utica Police Department is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Utica Police Department
Frequently Asked Questions
Is Transit Authority Division B financially healthy?
Transit Authority Division B has a financial health score of 59/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,087 of 4,374 nationally on health and #247 of 272 in New York. Its net worth ratio is 13.99% and its delinquency rate 3.01%.
How does Transit Authority Division B compare to other credit unions?
Transit Authority Division B scores 59/100, higher than 6% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (1.58% vs 0.45%). Its widest shortfall is loan-to-share ratio (21.93% vs 63.60%).
How can I join Transit Authority Division B?
Transit Authority Division B operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Transit Authority Division B directly for the exact boundaries and application steps.
Is my money safe at Transit Authority Division B?
Transit Authority Division B is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Transit Authority Division B's net worth ratio of 13.99% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.