Federal credit union · ELIZABETH, New Jersey · NCUA charter #3356
Elizabeth Police Department E
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $1.7M
- Total assets
- 282
- Members
- 50.9%
- Net-worth ratio
Elizabeth Police Department E scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.7M; members 282; net-worth ratio 50.92%; health rank #4,080 of 4,374; healthier than 6th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,080 of 4,374 health · 2025Q4Elizabeth Police Department… · health 59/100 · $1.7M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Elizabeth Police Department E vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Elizabeth Police Department E sits in 55-59 with 115 others.
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Elizabeth Police Department E: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 103.86% here, 52.70% peer average (+51.16 pp).
- Largest lag: Delinquency Rate at 5.84% vs peer 4.48% (+1.37 pp).
Elizabeth Police Department E in New Jersey
- New Jersey health ordinal: #113 of 127.
- Assets rank #119 of 127 inside New Jersey ($1.7M reported).
- Membership ranks #117 of 127 among New Jersey CUs with a reported count (282 members).
- One place up in New Jersey, Gaf Linden Employees (#112) scores 60/100, 1 point higher; one place down, Trenton Teachers (#114) scores 57/100, 2 points lower.
How Elizabeth Police Department E's 5300 filing moved
Elizabeth Police Department E: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.0% from $1.7M (2025Q4) to $1.7M (2026Q1).
- Net-worth ratio shifted +0.61 pp (50.31% → 50.92%).
At 50.92%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 59/100 score is built
Elizabeth Police Department E gives up 41 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 8.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 50.92% | +27.99 pp |
| Delinquency Rate | 5.84% | +1.37 pp |
| Return on Assets | 0.89% | +0.67 pp |
| Member Growth | -2.08% | - |
| Loan-to-Share Ratio | 103.86% | +51.16 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Elizabeth Police Department E quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.7M | - |
| 2025Q4 | $1.7M | 282 |
| 2024Q4 | $1.9M | 288 |
| 2023Q4 | $2.1M | 307 |
Credit Union Details
- Charter Number
- 3356
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- Under $2M
- State
- New Jersey
- City
- ELIZABETH
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Elizabeth Police Department E.
| Office | City |
|---|---|
| ELIZABETH POLICE DEPARTMENT FCU (Main Office) | ELIZABETH, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Other-state peers near Elizabeth Police Department E
Similar health score
Using this data
- Elizabeth Police Department E ranks #4,080 of 4,374 nationally on financial health and #113 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CRIERS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CRIERS
Frequently Asked Questions
Is Elizabeth Police Department E financially healthy?
On its 2025Q4 NCUA 5300 filing, Elizabeth Police Department E scores 59/100 (Fair), with a 50.92% net worth ratio and 5.84% of loans delinquent. It ranks #4,080 of 4,374 nationally on health and #113 of 127 in New Jersey.
How does Elizabeth Police Department E compare to other credit unions?
Elizabeth Police Department E scores 59/100, higher than 6% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (103.86% vs 52.70%). Its widest shortfall is delinquency rate (5.84% vs 4.48%).
How can I join Elizabeth Police Department E?
Elizabeth Police Department E carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Elizabeth Police Department E directly to confirm current membership steps.
Is my money safe at Elizabeth Police Department E?
Elizabeth Police Department E is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Elizabeth Police Department E's net worth ratio of 50.92% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.