Federal credit union · BESSEMER, Alabama · NCUA charter #12837
Marvel City
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $8.9M
- Total assets
- 945
- Members
- 17.6%
- Net-worth ratio
Marvel City scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.9M; members 945; net-worth ratio 17.64%; health rank #1,394 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,394 of 4,374 health · 2025Q4Marvel City · health 88/100 · $8.9M · 2025Q4
Call Report peers
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Marvel City vs every NCUA-scored credit union
Marvel City sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Marvel City vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.10 pp (0.71% vs 1.81%).
- Largest lag: Loan-to-Share Ratio at 41.16% vs peer 63.60% (-22.44 pp).
Marvel City in Alabama
- Alabama health ordinal: #27 of 89.
- Alabama assets place: #72 of 89.
- Alabama membership ordinal: #72 of 89.
- One place up in Alabama, Family Security (#26) ties at 88/100; one place down, AOD (#28) ties at 88/100.
Marvel City Call Report trajectory
Marvel City: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $8.9M (2025Q4) to $9.2M (2026Q1).
- Net-worth ratio shifted -0.39 pp (18.03% → 17.64%).
17.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Marvel City gives up 12 points in total. Loan-to-Share Ratio costs the most, 5.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 10.1 pts
Marvel City vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.64% | -1.42 pp |
| Delinquency Rate | 0.71% | -1.10 pp |
| Return on Assets | 1.12% | +0.66 pp |
| Member Growth | 0.85% | - |
| Loan-to-Share Ratio | 41.16% | -22.44 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Marvel City quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.2M | - |
| 2025Q4 | $8.9M | 945 |
| 2024Q4 | $8.9M | 937 |
| 2023Q4 | $9.1M | 919 |
Credit Union Details
- Charter Number
- 12837
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Alabama
- City
- BESSEMER
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Marvel City.
| Office | City |
|---|---|
| Office (Main Office) | Bessemer, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
A look at other Alabama credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Marvel City
Similar health score
Using this data
- Marvel City ranks #1,394 of 4,374 nationally on financial health and #27 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- L&n Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with L&n Employees
Frequently Asked Questions
Is Marvel City financially healthy?
Marvel City has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,394 of 4,374 nationally on health and #27 of 89 in Alabama. Its net worth ratio is 17.64% and its delinquency rate 0.71%.
How does Marvel City compare to other credit unions?
Marvel City scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.71% vs 1.81%). Its widest shortfall is loan-to-share ratio (41.16% vs 63.60%).
How can I join Marvel City?
Marvel City serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Marvel City directly for the current list of qualifying groups.
Is my money safe at Marvel City?
Marvel City is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Marvel City's net worth ratio of 17.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.