Federal credit union · Hoquiam, Washington · NCUA charter #13857
LONGSHORE
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $8.3M
- Total assets
- 406
- Members
- 8.9%
- Net-worth ratio
LONGSHORE scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.3M; members 406; net-worth ratio 8.89%; health rank #2,182 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,182 of 4,374 health · 2025Q4LONGSHORE · health 84/100 · $8.3M · 2025Q4
Call Report peers
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LONGSHORE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LONGSHORE sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
LONGSHORE vs $2M–$10M peers
- Delinquency Rate leads the peer set - 0.01% here, 1.81% peer average (-1.80 pp).
- Loan-to-Share Ratio trails the peer set - 38.91% here, 63.60% peer average (-24.69 pp).
Washington standing for LONGSHORE
- Health composite ranks #43 of 75 among scored Washington credit unions.
- By total assets, LONGSHORE is #74 of 75 in Washington.
- Member book place in Washington: #74 of 75.
- One place up in Washington, Spokane Media (#42) ties at 84/100; one place down, Washington State Employees (#44) scores 83/100, 1 point lower.
LONGSHORE Call Report trajectory
LONGSHORE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.8% from $8.3M (2025Q4) to $8.4M (2026Q1).
- Net-worth ratio shifted +0.15 pp (8.74% → 8.89%).
This credit union's 8.89% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
LONGSHORE gives up 16 points in total. Return on Assets costs the most, 5.7 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.3 pts
- Member Growth 13.0 pts
- Loan-to-Share Ratio 9.5 pts
Call Report ratios for LONGSHORE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.89% | -10.17 pp |
| Delinquency Rate | 0.01% | -1.80 pp |
| Return on Assets | 0.12% | -0.33 pp |
| Member Growth | 3.31% | - |
| Loan-to-Share Ratio | 38.91% | -24.69 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - LONGSHORE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.4M | - |
| 2025Q4 | $8.3M | 406 |
| 2024Q4 | $8.1M | 393 |
| 2023Q4 | $8.3M | 414 |
Credit Union Details
- Charter Number
- 13857
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Washington
- City
- Hoquiam
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, LONGSHORE runs one office.
| Office | City |
|---|---|
| Longshore FCU (Main Office) | Hoquiam, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
LONGSHORE nationwide neighbourhoods
Similar health score
Using this data
- LONGSHORE ranks #2,182 of 4,374 nationally on financial health and #43 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PUD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PUD
Frequently Asked Questions
Is LONGSHORE financially healthy?
On its 2025Q4 NCUA 5300 filing, LONGSHORE scores 84/100 (Excellent), with a 8.89% net worth ratio and 0.01% of loans delinquent. It ranks #2,182 of 4,374 nationally on health and #43 of 75 in Washington.
How does LONGSHORE compare to other credit unions?
LONGSHORE scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.01% vs 1.81%). Its widest shortfall is loan-to-share ratio (38.91% vs 63.60%).
How can I join LONGSHORE?
LONGSHORE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LONGSHORE directly for the exact boundaries and application steps.
Is my money safe at LONGSHORE?
LONGSHORE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LONGSHORE's net worth ratio of 8.89% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.