State credit union · LAMOURE, North Dakota · NCUA charter #62218
LAMOURE
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $39.9M
- Total assets
- 1,119
- Members
- 17.6%
- Net-worth ratio
LAMOURE scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.9M; members 1,119; net-worth ratio 17.64%; health rank #1,393 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,393 of 4,374 health · 2025Q4LAMOURE · health 88/100 · $39.9M · 2025Q4
Call Report peers
LAMOURE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LAMOURE vs every NCUA-scored credit union
LAMOURE sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
LAMOURE vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +2.78 pp (17.64% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 54.53% vs peer 59.80% (-5.27 pp).
Where LAMOURE sits in North Dakota
- In North Dakota, health place is #10 of 29 on the same NCUA-ratio sort used nationally.
- North Dakota assets place: #17 of 29.
- North Dakota membership ordinal: #25 of 29.
- One place up in North Dakota, United Savings (#9) scores 90/100, 2 points higher; one place down, Med Park (#11) ties at 88/100.
LAMOURE: 2025Q4 → 2026Q1
LAMOURE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $39.9M (2025Q4) to $40.6M (2026Q1).
- Net-worth ratio shifted +0.11 pp (17.53% → 17.64%).
This credit union's 17.64% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
LAMOURE gives up 12 points in total. Member Growth costs the most, 9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.0 pts
- Loan-to-Share Ratio 12.0 pts
LAMOURE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.64% | +2.78 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 2.43% | +1.72 pp |
| Member Growth | -1.67% | - |
| Loan-to-Share Ratio | 54.53% | -5.27 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
LAMOURE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.6M | - |
| 2025Q4 | $39.9M | 1,119 |
| 2024Q4 | $37.9M | 1,138 |
| 2023Q4 | $34.9M | 1,144 |
Credit Union Details
- Charter Number
- 62218
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- North Dakota
- City
- LAMOURE
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for LAMOURE, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| LaMoure Credit Union (Main Office) | LaMoure, ND |
| FINASTRA | Clive, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Dakota
Other federally-insured credit unions in North Dakota, closest first by peer group and asset size.
Other-state peers near LAMOURE
Using this data
- LAMOURE ranks #1,393 of 4,374 nationally on financial health and #10 of 29 in ND -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- UNIVERSITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with UNIVERSITY
Frequently Asked Questions
Is LAMOURE financially healthy?
LAMOURE has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,393 of 4,374 nationally on health and #10 of 29 in North Dakota. Its net worth ratio is 17.64% and its delinquency rate 0.00%.
How does LAMOURE compare to other credit unions?
LAMOURE scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.64% vs 14.86%). Its widest shortfall is loan-to-share ratio (54.53% vs 59.80%).
How can I join LAMOURE?
Membership eligibility for LAMOURE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact LAMOURE directly for current membership requirements and application steps.
Is my money safe at LAMOURE?
LAMOURE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LAMOURE's net worth ratio of 17.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.