Federal credit union · MAYERSVILLE, Mississippi · NCUA charter #19253
Issaquena County
Health score 49/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 49
- Health / 100
- $973K
- Total assets
- 523
- Members
- 13.9%
- Net-worth ratio
Issaquena County scores 49/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $973K; members 523; net-worth ratio 13.90%; health rank #4,283 of 4,374; healthier than 2nd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,283 of 4,374 health · 2025Q4Issaquena County · health 49/100 · $973K · 2025Q4
- NW 49/100
- DELQ 13.9%
- ROA 22.44%
- ASSETS -6.96%
- MEM $973K
- RANK 523
- PHOTO #4,283/4,374
- BOOK n/a
- CHARTER 19253
Call Report peers
Issaquena County carries $973K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Issaquena County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
49 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Issaquena County - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #19253. See our deposit-insurance coverage note.
Where Issaquena County diverges from peer averages
- Largest lag: Delinquency Rate at 22.44% vs peer 4.48% (+17.97 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Issaquena County in Mississippi
- Health composite ranks #51 of 55 among scored Mississippi credit unions.
- By total assets, Issaquena County is #54 of 55 in Mississippi.
- Member book place in Mississippi: #49 of 55.
In-state ordinals use the live credit_unions table for MS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Issaquena County Call Report trajectory
Issaquena County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -7.1% from $973K (2025Q4) to $905K (2026Q1).
- Net-worth ratio shifted +2.28 pp (11.62% → 13.90%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.90%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 49/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 49.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 10.3 pts
Call Report ratios for Issaquena County
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.90% | -9.03 pp |
| Delinquency Rate | 22.44% | +17.97 pp |
| Return on Assets | -6.96% | -7.18 pp |
| Member Growth | -0.19% | - |
| Loan-to-Share Ratio | 43.43% | -9.27 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Issaquena County
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $905K | - |
| 2025Q4 | $973K | 523 |
| 2024Q4 | $1.2M | 524 |
| 2023Q4 | $1.3M | 504 |
Credit Union Details
- Charter Number
- 19253
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Mississippi
- City
- MAYERSVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Issaquena County.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | MAYERSVILLE, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
A look at other Mississippi credit unions, ranked by how closely their peer group and asset size match this one.
Issaquena County nationwide neighbourhoods
Two NCUA Call Report peer sets for Issaquena County, both outside Mississippi so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (49/100 here).
Using this data
- Issaquena County ranks #4,283 of 4,374 nationally on financial health and #51 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Citizens Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Citizens Choice
- Rates and health both vary by institution, not just by state -- see how Mississippi credit unions compare overall before assuming this one is typical. Mississippi state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Issaquena County financially healthy?
A 13.90% net worth ratio and a 22.44% delinquency rate feed into Issaquena County's financial health score of 49/100 (Below Average), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,283 of 4,374; by total assets it ranks #4,243 of 4,374 nationally (same basis as /rankings/largest); and #54 of 55 within Mississippi. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Issaquena County compare to other credit unions?
49/100 is Issaquena County's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Issaquena County?
Issaquena County operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Issaquena County directly for the exact boundaries and application steps.
Is my money safe at Issaquena County?
Federal credit unions like Issaquena County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Issaquena County's net worth ratio of 13.90% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Issaquena County offer compared to banks?
Credit unions like Issaquena County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Issaquena County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.