Federal credit union · MAYERSVILLE, Mississippi · NCUA charter #19253
Issaquena County
Health score 49/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 49
- Health / 100
- $973K
- Total assets
- 523
- Members
- 13.9%
- Net-worth ratio
Issaquena County scores 49/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $973K; members 523; net-worth ratio 13.90%; health rank #4,283 of 4,374; healthier than 2nd of scored peers.
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NCUA 5300 Call Report Masthead
#4,283 of 4,374 health · 2025Q4Issaquena County · health 49/100 · $973K · 2025Q4
Call Report peers
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Issaquena County vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Issaquena County sits in 45-49 with 39 others.
49 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Issaquena County diverges from peer averages
- Largest lag: Delinquency Rate at 22.44% vs peer 4.48% (+17.97 pp).
Issaquena County in Mississippi
- Health composite ranks #51 of 55 among scored Mississippi credit unions.
- By total assets, Issaquena County is #54 of 55 in Mississippi.
- Member book place in Mississippi: #49 of 55.
- One place up in Mississippi, Shelby/Bolivar County (#50) scores 50/100, 1 point higher; one place down, Treasury Employees (#52) scores 45/100, 4 points lower.
Issaquena County Call Report trajectory
Issaquena County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -7.1% from $973K (2025Q4) to $905K (2026Q1).
- Net-worth ratio shifted +2.28 pp (11.62% → 13.90%).
At 13.90%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 49/100 score is built
Issaquena County gives up 51 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 10.3 pts
Call Report ratios for Issaquena County
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.90% | -9.03 pp |
| Delinquency Rate | 22.44% | +17.97 pp |
| Return on Assets | -6.96% | -7.18 pp |
| Member Growth | -0.19% | - |
| Loan-to-Share Ratio | 43.43% | -9.27 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Issaquena County
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $905K | - |
| 2025Q4 | $973K | 523 |
| 2024Q4 | $1.2M | 524 |
| 2023Q4 | $1.3M | 504 |
Credit Union Details
- Charter Number
- 19253
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Mississippi
- City
- MAYERSVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Issaquena County.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | MAYERSVILLE, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
A look at other Mississippi credit unions, ranked by how closely their peer group and asset size match this one.
Issaquena County nationwide neighbourhoods
Similar health score
Using this data
- Issaquena County ranks #4,283 of 4,374 nationally on financial health and #51 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Citizens Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Citizens Choice
Frequently Asked Questions
Is Issaquena County financially healthy?
Issaquena County has a financial health score of 49/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,283 of 4,374 nationally on health and #51 of 55 in Mississippi. Its net worth ratio is 13.90% and its delinquency rate 22.44%.
How does Issaquena County compare to other credit unions?
Issaquena County scores 49/100, higher than 2% of the 4,374 scored credit unions. Its widest shortfall is delinquency rate (22.44% vs 4.48%).
How can I join Issaquena County?
Issaquena County operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Issaquena County directly for the exact boundaries and application steps.
Is my money safe at Issaquena County?
Issaquena County is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Issaquena County's net worth ratio of 13.90% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.