Federal credit union · Los Angeles, California · NCUA charter #24506
Episcopal Community
Health score 41/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 41
- Health / 100
- $6.8M
- Total assets
- 999
- Members
- 7.7%
- Net-worth ratio
Episcopal Community scores 41/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.8M; members 999; net-worth ratio 7.67%; health rank #4,334 of 4,374; healthier than 1st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,334 of 4,374 health · 2025Q4Episcopal Community · health 41/100 · $6.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Episcopal Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Episcopal Community sits in 40-44 with 25 others.
41 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Episcopal Community diverges from peer averages
- Largest lag: Loan-to-Share Ratio at 29.30% vs peer 63.60% (-34.30 pp).
Episcopal Community in California
- Health composite ranks #241 of 243 among scored California credit unions.
- California assets place: #229 of 243.
- Membership ranks #225 of 243 among California CUs with a reported count (999 members).
- One place up in California, Jones Methodist Church (#240) scores 51/100, 10 points higher; one place down, MID-CITIES (#242) scores 38/100, 3 points lower.
Episcopal Community Call Report trajectory
Episcopal Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.4% from $6.8M (2025Q4) to $6.6M (2026Q1).
- Net-worth ratio shifted +0.15 pp (7.52% → 7.67%).
At 7.67%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 41/100 score is built
Episcopal Community gives up 59 points in total. Delinquency Rate costs the most, 21.2 of its 25; Net Worth Ratio loses the least, 5.8.
- Net Worth Ratio 24.2 pts
- Delinquency Rate 3.8 pts
- Return on Assets 2.0 pts
- Member Growth 2.1 pts
- Loan-to-Share Ratio 8.9 pts
Episcopal Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.67% | -11.39 pp |
| Delinquency Rate | 3.39% | +1.58 pp |
| Return on Assets | -0.27% | -0.73 pp |
| Member Growth | -3.85% | - |
| Loan-to-Share Ratio | 29.30% | -34.30 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Episcopal Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.6M | - |
| 2025Q4 | $6.8M | 999 |
| 2024Q4 | $5.9M | 1,039 |
| 2023Q4 | $6.3M | 1,178 |
Credit Union Details
- Charter Number
- 24506
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $2M–$10M
- State
- California
- City
- Los Angeles
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Episcopal Community.
| Office | City |
|---|---|
| Member services (Main Office) | Los Angeles, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Episcopal Community
Using this data
- Episcopal Community ranks #4,334 of 4,374 nationally on financial health and #241 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DENOCOS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DENOCOS
Frequently Asked Questions
Is Episcopal Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Episcopal Community scores 41/100 (Below Average), with a 7.67% net worth ratio and 3.39% of loans delinquent. It ranks #4,334 of 4,374 nationally on health and #241 of 243 in California.
How does Episcopal Community compare to other credit unions?
Episcopal Community scores 41/100, higher than 1% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (29.30% vs 63.60%).
How can I join Episcopal Community?
Episcopal Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Episcopal Community directly for the exact boundaries and application steps.
Is my money safe at Episcopal Community?
Episcopal Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Episcopal Community's net worth ratio of 7.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.