State credit union · HUTCHINSON, Kansas · NCUA charter #68547
Catholics United
Health score 52/100 (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 52
- Health / 100
- $202K
- Total assets
- 95
- Members
- 17.6%
- Net-worth ratio
Catholics United - Share Insurance Coverage
Charter #68547's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Catholics United - Five Health Pillars
The five bars below are this credit union's pillar-level 0-100 sub-scores. Sum the weighted pillars and you get the headline health score above - same NCUA 5300 data, no normalisation tricks applied.
- Capital (net worth ratio)100
- Asset quality (delinquency)0
- Earnings (ROA)100
- Member growth0
- Liquidity (loan-to-share)50
Weighted composite: 52/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
17.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 17.64% | 30% |
| Delinquency Rate | 7.15% | 25% |
| Return on Assets | 1.23% | 15% |
| Member Growth | -5.94% | 15% |
| Loan-to-Share Ratio | 16.15% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $202K | 95 |
| 2024Q4 | $197K | 101 |
| 2023Q4 | $190K | 97 |
Credit Union Details
- Charter Number
- 68547
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Kansas
- City
- HUTCHINSON
- Data Quarter
- 2025Q4
What This Data Says About Catholics United
Catholics United is a state credit union headquartered in HUTCHINSON, Kansas, serving 95 members with $202K in total assets and $27K in outstanding loans as of Q4 2025. Based on its five-factor composite, the institution earns a health score of 52/100 (Fair), anchored by a net worth ratio of 17.64% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. Charter #68547 operates under peer group Under $2M, a cohort of 243 similarly-sized institutions.
Deposits deployed into lending sit at a 16.15% loan-to-share ratio, below the 60% band that typically signals under-deployed capital. Loan quality, meanwhile, shows 7.15% of the book 60+ days past due - the peer group average for Under $2M credit unions sits at 4.477%, so this institution is running looser than peers. Return on assets stands at 1.23% on net income of $2K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -5.94%. These figures come from the 2025Q4 NCUA 5300 Call Report, filed on a quarterly cadence. The stated field of membership (currently: Other) governs who can join. Before opening an account or borrowing, see our disclaimer for NCUSIF deposit-insurance coverage and how to use this data.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Catholics United financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Catholics United carries a financial health score of 52/100 (Fair). On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 17.64% net worth ratio and a 7.15% delinquency rate.
How does Catholics United compare to other credit unions?
52/100 is Catholics United's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Catholics United?
Membership eligibility for Catholics United depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Catholics United directly for current membership requirements and application steps.
Is my money safe at Catholics United?
Federal credit unions like Catholics United are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Catholics United's net worth ratio of 17.64% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Catholics United offer compared to banks?
Credit unions like Catholics United are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Catholics United directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.