Federal credit union · Cleveland, Ohio · NCUA charter #96660

ANTIOCH

Health score 52/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.

52
Health / 100
$2.7M
Total assets
713
Members
34.8%
Net-worth ratio

ANTIOCH scores 52/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.7M; members 713; net-worth ratio 34.85%; health rank #4,234 of 4,374; healthier than 3rd of scored peers.

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#4,234 of 4,374 health · 2025Q4

ANTIOCH · health 52/100 · $2.7M · 2025Q4

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ANTIOCH vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); ANTIOCH sits in 50-54 with 82 others.

52 3rd percentile higher than 3% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where ANTIOCH diverges from peer averages

  • Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +15.79 pp (34.85% vs 19.06%).
  • Loan-to-Share Ratio trails the peer set - 19.02% here, 63.60% peer average (-44.58 pp).

ANTIOCH: in-state Call Report ranks

  • Ohio health ordinal: #187 of 196.
  • By total assets, ANTIOCH is #186 of 196 in Ohio.
  • Ohio membership ordinal: #177 of 196.
  • One place up in Ohio, Mt Zion Woodlawn (#186) scores 55/100, 3 points higher; one place down, Holy Family Parma (#188) scores 50/100, 2 points lower.

How ANTIOCH's 5300 filing moved

ANTIOCH: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

2,500,0003,000,0003,500,000 2023Q42024Q42025Q42026Q1 3,314,317 2,602,651 ▼ -21.5%
  • Assets moved -4.4% from $2.7M (2025Q4) to $2.6M (2026Q1).
  • Net-worth ratio shifted +1.08 pp (33.77% → 34.85%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

At 34.85%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 52/100 score is built

ANTIOCH gives up 48 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 0.0 pts
  • Return on Assets 11.2 pts
  • Member Growth 3.1 pts
  • Loan-to-Share Ratio 7.7 pts

Call Report ratios for ANTIOCH

Metric Value vs peer
Net Worth Ratio 34.85% +15.79 pp
Delinquency Rate 6.64% +4.83 pp
Return on Assets 0.25% -0.20 pp
Member Growth -3.26% -
Loan-to-Share Ratio 19.02% -44.58 pp

Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.

Historical Financials

Quarter Assets Members
2026Q1 $2.6M -
2025Q4 $2.7M 713
2024Q4 $3.1M 737
2023Q4 $3.3M 738

Credit Union Details

Charter Number
96660
Type
Federal
Field of Membership
Other
Peer Group
$2M–$10M
State
Ohio
City
Cleveland
Data Quarter
2025Q4

Branch Locations (2)

ANTIOCH operates 2 offices in Cleveland, per its most recent NCUA branch filing.

Office City
Antioch Credit Union (Main Office) Cleveland, OH
Starlight Cleveland, OH

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Ohio

A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.

Compare ANTIOCH vs S AND J SCHOOL EMPLOYEES

ANTIOCH nationwide neighbourhoods

Using this data

  • ANTIOCH ranks #4,234 of 4,374 nationally on financial health and #187 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • S and J School Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S and J School Employees

Frequently Asked Questions

Is ANTIOCH financially healthy?

ANTIOCH has a financial health score of 52/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,234 of 4,374 nationally on health and #187 of 196 in Ohio. Its net worth ratio is 34.85% and its delinquency rate 6.64%.

How does ANTIOCH compare to other credit unions?

ANTIOCH scores 52/100, higher than 3% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (34.85% vs 19.06%). Its widest shortfall is loan-to-share ratio (19.02% vs 63.60%).

How can I join ANTIOCH?

Membership eligibility for ANTIOCH depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ANTIOCH directly for current membership requirements and application steps.

Is my money safe at ANTIOCH?

ANTIOCH is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ANTIOCH's net worth ratio of 34.85% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for ANTIOCH. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.