Federal credit union · White Oak, Texas · NCUA charter #1130
LONGVIEW
Health score 47/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 47
- Health / 100
- $3.1M
- Total assets
- 514
- Members
- 24.7%
- Net-worth ratio
LONGVIEW scores 47/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 514; net-worth ratio 24.68%; health rank #4,294 of 4,374; healthier than 2nd of scored peers.
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#4,294 of 4,374 health · 2025Q4LONGVIEW · health 47/100 · $3.1M · 2025Q4
Call Report peers
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LONGVIEW vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LONGVIEW sits in 45-49 with 39 others.
47 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for LONGVIEW
- Largest favorable gap: Loan-to-Share Ratio at 116.93% vs peer 63.60% (+53.33 pp).
- Widest shortfall vs peers is Delinquency Rate: +2.15 pp (3.96% vs 1.81%).
LONGVIEW in Texas
- Health composite ranks #383 of 386 among scored Texas credit unions.
- Assets rank #363 of 386 inside Texas ($3.1M reported).
- Member book place in Texas: #362 of 386.
- One place up in Texas, Friona Texas (#382) scores 49/100, 2 points higher; one place down, Houston Belt & Terminal (#384) scores 45/100, 2 points lower.
LONGVIEW Call Report trajectory
LONGVIEW: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $3.1M (2025Q4) to $3.2M (2026Q1).
- Net-worth ratio shifted -0.64 pp (25.32% → 24.68%).
24.68% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 47/100 score is built
LONGVIEW gives up 53 points in total. Delinquency Rate costs the most, 24.8 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.2 pts
- Return on Assets 8.5 pts
- Member Growth 3.9 pts
- Loan-to-Share Ratio 4.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.68% | +5.62 pp |
| Delinquency Rate | 3.96% | +2.15 pp |
| Return on Assets | 0.09% | -0.36 pp |
| Member Growth | -2.84% | - |
| Loan-to-Share Ratio | 116.93% | +53.33 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
LONGVIEW filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.2M | - |
| 2025Q4 | $3.1M | 514 |
| 2024Q4 | $3.3M | 529 |
| 2023Q4 | $3.7M | 535 |
Credit Union Details
- Charter Number
- 1130
- Type
- Federal
- Field of Membership
- Government
- Peer Group
- $2M–$10M
- State
- Texas
- City
- White Oak
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, LONGVIEW runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Longview Federal Credit Union (Main Office) | White Oak, TX |
| Telco Plus Credit Union | Longview, TX |
| Longview FCU | White Oak, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near LONGVIEW
Similar health score
Using this data
- LONGVIEW ranks #4,294 of 4,374 nationally on financial health and #383 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Federal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Federal Employees
Frequently Asked Questions
Is LONGVIEW financially healthy?
LONGVIEW has a financial health score of 47/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,294 of 4,374 nationally on health and #383 of 386 in Texas. Its net worth ratio is 24.68% and its delinquency rate 3.96%.
How does LONGVIEW compare to other credit unions?
LONGVIEW scores 47/100, higher than 2% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (116.93% vs 63.60%). Its widest shortfall is delinquency rate (3.96% vs 1.81%).
How can I join LONGVIEW?
LONGVIEW is chartered around a single common bond (Government), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact LONGVIEW directly to confirm eligibility.
Is my money safe at LONGVIEW?
LONGVIEW is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LONGVIEW's net worth ratio of 24.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.