Federal credit union · White Oak, Texas · NCUA charter #1130
LONGVIEW
Health score 47/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 47
- Health / 100
- $3.1M
- Total assets
- 514
- Members
- 24.7%
- Net-worth ratio
LONGVIEW scores 47/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 514; net-worth ratio 24.68%; health rank #4,294 of 4,374; healthier than 2nd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,294 of 4,374 health · 2025Q4LONGVIEW · health 47/100 · $3.1M · 2025Q4
- BOOK 47/100
- CHARTER 24.7%
- NCUSIF 3.96%
- CAMELS 0.09%
- HEALTH $3.1M
- NW 514
- DELQ #4,294/4,374
- ROA n/a
- ASSETS 1130
Call Report peers
LONGVIEW carries $3.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LONGVIEW vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
47 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
LONGVIEW - Share Insurance Coverage
Charter #1130's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for LONGVIEW
- Largest favorable gap: Loan-to-Share Ratio at 116.93% vs peer 63.60% (+53.33 pp).
- Widest shortfall vs peers is Delinquency Rate: +2.15 pp (3.96% vs 1.81%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
LONGVIEW in Texas
- Health composite ranks #383 of 386 among scored Texas credit unions.
- Assets rank #363 of 386 inside Texas ($3.1M reported).
- Member book place in Texas: #362 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
LONGVIEW Call Report trajectory
LONGVIEW: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.9% from $3.1M (2025Q4) to $3.2M (2026Q1).
- Net-worth ratio shifted -0.64 pp (25.32% → 24.68%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
24.68% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 47/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 47.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.2 pts
- Return on Assets 8.5 pts
- Member Growth 3.9 pts
- Loan-to-Share Ratio 4.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.68% | +5.62 pp |
| Delinquency Rate | 3.96% | +2.15 pp |
| Return on Assets | 0.09% | -0.36 pp |
| Member Growth | -2.84% | - |
| Loan-to-Share Ratio | 116.93% | +53.33 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
LONGVIEW filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.2M | - |
| 2025Q4 | $3.1M | 514 |
| 2024Q4 | $3.3M | 529 |
| 2023Q4 | $3.7M | 535 |
Credit Union Details
- Charter Number
- 1130
- Type
- Federal
- Field of Membership
- Government
- Peer Group
- $2M–$10M
- State
- Texas
- City
- White Oak
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, LONGVIEW runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Longview Federal Credit Union (Main Office) | White Oak, TX |
| Telco Plus Credit Union | Longview, TX |
| Longview FCU | White Oak, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near LONGVIEW
Cross-state asset and health neighbours for LONGVIEW - kept outside Texas; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (47/100 here).
Using this data
- LONGVIEW ranks #4,294 of 4,374 nationally on financial health and #383 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Federal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Federal Employees
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is LONGVIEW financially healthy?
Yes/no aside, the number is 47/100 (Below Average) - LONGVIEW's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,294 of 4,374; by total assets it ranks #4,032 of 4,374 nationally (same basis as /rankings/largest); and #363 of 386 within Texas. Above 80 reads excellent, below 50 warrants closer monitoring; a 24.68% net worth ratio and 3.96% delinquency rate are the key drivers.
How does LONGVIEW compare to other credit unions?
47/100 is LONGVIEW's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join LONGVIEW?
LONGVIEW is chartered around a single common bond (Government), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact LONGVIEW directly to confirm eligibility.
Is my money safe at LONGVIEW?
Federal credit unions like LONGVIEW are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LONGVIEW's net worth ratio of 24.68% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does LONGVIEW offer compared to banks?
Credit unions like LONGVIEW are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact LONGVIEW directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.