Federal credit union · Savannah, Georgia · NCUA charter #9527
F a B Church
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $417K
- Total assets
- 242
- Members
- 15.9%
- Net-worth ratio
F a B Church scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $417K; members 242; net-worth ratio 15.94%; health rank #3,059 of 4,374; healthier than 28th of scored peers.
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F a B Church vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); F a B Church sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
F a B Church vs Under $2M peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 4.48% (-4.48 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -44.00 pp (8.70% vs 52.70%).
Where F a B Church sits in Georgia
- Georgia health ordinal: #51 of 74.
- By total assets, F a B Church is #73 of 74 in Georgia.
- Georgia membership ordinal: #72 of 74.
- One place up in Georgia, Berrien Teachers (#50) ties at 77/100; one place down, Credit Union of Atlanta (#52) ties at 77/100.
Quarter path for F a B Church
F a B Church: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.0% from $417K (2025Q4) to $446K (2026Q1).
- Net-worth ratio shifted -0.97 pp (16.91% → 15.94%).
15.94% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
F a B Church gives up 23 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.0 pts
F a B Church vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.94% | -6.99 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 2.36% | +2.14 pp |
| Member Growth | -9.70% | - |
| Loan-to-Share Ratio | 8.70% | -44.00 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
F a B Church filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $446K | - |
| 2025Q4 | $417K | 242 |
| 2024Q4 | $381K | 268 |
| 2023Q4 | $408K | 258 |
Credit Union Details
- Charter Number
- 9527
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Georgia
- City
- Savannah
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for F a B Church.
| Office | City |
|---|---|
| Main Office (Main Office) | Savannah, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
F a B Church nationwide neighbourhoods
Similar health score
Using this data
- F a B Church ranks #3,059 of 4,374 nationally on financial health and #51 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Stephens County Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Stephens County Community
Frequently Asked Questions
Is F a B Church financially healthy?
F a B Church has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,059 of 4,374 nationally on health and #51 of 74 in Georgia. Its net worth ratio is 15.94% and its delinquency rate 0.00%.
How does F a B Church compare to other credit unions?
F a B Church scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (8.70% vs 52.70%).
How can I join F a B Church?
F a B Church operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact F a B Church directly for the exact boundaries and application steps.
Is my money safe at F a B Church?
F a B Church is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. F a B Church's net worth ratio of 15.94% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.