Federal credit union · Tuscaloosa, Alabama · NCUA charter #7532
Tuscaloosa V a
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $50.8M
- Total assets
- 3,451
- Members
- 12.9%
- Net-worth ratio
Tuscaloosa V a scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $50.8M; members 3,451; net-worth ratio 12.88%; health rank #619 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#619 of 4,374 health · 2025Q4Tuscaloosa V a · health 93/100 · $50.8M · 2025Q4
Call Report peers
Tuscaloosa V a in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Tuscaloosa V a vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Tuscaloosa V a sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Tuscaloosa V a vs $50M–$100M peers
- Delinquency Rate leads the peer set - 0.53% here, 0.96% peer average (-0.43 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.17 pp (54.43% vs 62.60%).
Alabama standing for Tuscaloosa V a
- In Alabama, health place is #12 of 89 on the same NCUA-ratio sort used nationally.
- Assets rank #44 of 89 inside Alabama ($50.8M reported).
- Member book place in Alabama: #47 of 89.
- One place up in Alabama, ACIPCO (#11) ties at 93/100; one place down, Andalusia Mills Employees Credit as (#13) scores 92/100, 1 point lower.
Tuscaloosa V a Call Report trajectory
Tuscaloosa V a: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $50.8M (2025Q4) to $51.6M (2026Q1).
- Net-worth ratio shifted +0.11 pp (12.77% → 12.88%).
12.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Tuscaloosa V a gives up 7 points in total. Loan-to-Share Ratio costs the most, 3.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.7 pts
- Return on Assets 15.0 pts
- Member Growth 12.2 pts
- Loan-to-Share Ratio 11.1 pts
Call Report ratios for Tuscaloosa V a
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.88% | -0.74 pp |
| Delinquency Rate | 0.53% | -0.43 pp |
| Return on Assets | 0.53% | -0.12 pp |
| Member Growth | 2.65% | - |
| Loan-to-Share Ratio | 54.43% | -8.17 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $51.6M | - |
| 2025Q4 | $50.8M | 3,451 |
| 2024Q4 | $47.0M | 3,362 |
| 2023Q4 | $44.8M | 3,247 |
Credit Union Details
- Charter Number
- 7532
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Alabama
- City
- Tuscaloosa
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Tuscaloosa V a, spread across 2 cities.
| Office | City |
|---|---|
| Tuscaloosa VA Federal Credit Union (Main Office) | Tuscaloosa, AL |
| Tuscaloosa VA Federal Credit Union | Northport, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
More federally-insured credit unions based in Alabama, ordered by peer group match and asset size.
Other-state peers near Tuscaloosa V a
Using this data
- Tuscaloosa V a ranks #619 of 4,374 nationally on financial health and #12 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Champion Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Champion Community
Frequently Asked Questions
Is Tuscaloosa V a financially healthy?
On its 2025Q4 NCUA 5300 filing, Tuscaloosa V a scores 93/100 (Excellent), with a 12.88% net worth ratio and 0.53% of loans delinquent. It ranks #619 of 4,374 nationally on health and #12 of 89 in Alabama.
How does Tuscaloosa V a compare to other credit unions?
Tuscaloosa V a scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.53% vs 0.96%). Its widest shortfall is loan-to-share ratio (54.43% vs 62.60%).
How can I join Tuscaloosa V a?
Tuscaloosa V a operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Tuscaloosa V a directly for the exact boundaries and application steps.
Is my money safe at Tuscaloosa V a?
Tuscaloosa V a is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Tuscaloosa V a's net worth ratio of 12.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.